@sccredit wrote:Here's some background.
Business related BK7 filed 11/2017, discharged 3/2018. Still dealing with trustee on sale of house issues so case isn't closed yet.
Included in BK are Amex, Chase, Citi, Logix, DCU, PenFed, NFCU, Barclays, Cap One
Credit One opened 4/2018. $500 limit, increased to $700
Blaze Mastercards opened 6/2018 $2,500 limit increased to $3,000
Wayfair opened 6/2018 $3,000 limit increased to $5,000
Kohls opened 12/2018 $500 limit
Current AU cards
CSP $37k
CapOne Venture $30k
I am thinking of opening Cap One in March (currently have preapproval on their site) and closing Credit One before annual fee.
Current scores obtained from current card provided scores - TU 684 , EX 665, EQ unknown
Any other target cards?
You could go for Cap1 and close Credit One and Blaze. Say so long to the vulture cards. You'd still be at 3 cards which is best for FICO scoring doing the AZEO method. Then go after a Disco after 6 months of having the CAP1. Dont go for the QS1. Get the Plat. Easier to upgrade and so forth. I'll stop there. Dont rush apps. If approved for Disco. Then more doors will open. Cool? Good Luck!
