@shecky4185 wrote:
Thank you for the. Reply, Yes I think that's what I'm asking.. I'm new to all of this terminology 😬. I am just getting nervous now reading posts of accounts being frozen and such, but I don't have a CC with them so I'm hoping it remains the same.
Oh yes, I can undserstand why you're nervous. When I filed, I did not realize that banks would immediately start restricting my access to my accounts. It was a total surprise. I use a local credit union for my car loan and a small savings (for paying the auto loan) and they immediately shut down access to the accounts. When I called their customer service, I had to speak with a special department, and I asked them to move money to pay my mothly car payment. Luckily, I signed the reaffirmation agreement shortly after that, and my access was restored. All of the banks I included in bankrutcy removed my online access, like I was never a customer. My deposit accounts (besides the credit union) all had normal access. Navy Federal won't black list you if they are not included in bankruptcy.
