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I kept getting pre-qualified offers from Ollo along with Credit One. I did some research and the Ollo card has no fees unlike Credit One and others for people who are rebuilding. My only other card is I'm an AU on my husbands NFCU Rewards card. I went ahead and applied and was approved with a $2000 CL. I'm shocked. I'm 2 years into my 13 and FICO score is 647.
Congrats
A friend of mine is two years into a BK7 rebuild and was offered the card last year. He took it and has been very happy with it. Started at $2000 also and I believe it's over $4000 now. Sounds like a good one to go with!
Congrats! Everyone has to start and move on up the ladder! You'll get there.
I got my Ollo Rewards card 4 months post BK7 D/C (in 2018). Started at $2500, and it has slowly grown to $5300 over the past 3 years. I think I got an auto CLI about once a year. Anyway, Ollo has been great to me. Only one minor issue in the past 3 years: for like 48 hours, nobody could log in to their accounts online, but Ollo made sure to waive late fees if anyone's payment was late because of this issue.
It sounds like a great card to begin rebuilding with
Congrats on your Ollo approval 👍🏼
Congrats on your Ollo MasterCard approval.
Does anyone know what credit bureau they pull. I have all my reports frozen and just got a pre approval in the mail.
@bbeaver2013 wrote:Does anyone know what credit bureau they pull. I have all my reports frozen and just got a pre approval in the mail.
For me it was TU. They gave me an intial SL of $2,000 and I just received an auto $1900 CL increase, for a total of $3900. It's a great card to have! Good luck
Congrats on the approval!