Reporting comments being changed

[Azuieldrago]

So far I've gotten a few updates on my reports that the accounts that were in my BK are now being changed from IIB to natural disaster. Should I be concerned about this? Which would have a lesser impact, because if there is one, I'll take it. LOL. 

[Anonymous]

Good Morning,

WOW! Natural disaster?!?!?!  Maybe it will have less of an impact... I'm hoping, lol

[Anonymous]

It means you live in an area where natural disasters could impact your ability to pay your bills if something happened. It's a clause that helps creditors when it comes to possible missed payments. It is for your benefit in worst case scenarios. -Credit Karma

[Azuieldrago]

We had no disaster here besides the Covid virus, and my state isn't in the top ten as the worst. 

[FireMedic1]

Its a national disaster per say. Since i live in Fl. I get that on my reports each time a hurricane goes thru. It doesnt affect scores in any way. If help is provided by a creditor like delaying a payment. It will let other creditors know why the process was done.