The date of the status of my cards IB recently changed to 9/2018 when filing happened 08/2016; it dropped my score by 20 points. I disputed it right away, but wondered why this would change out of nowhere?
I think this card was a joint card with my ex. If my ex is updating a joint account, will it reflect on my credit report too?
Any advice on how to dispute items that are incorrect on the report to get them removed?
This is obviously wrong since the status hasn't change since filing.
Thanks!
08/2016 - BK 7 - Filing
11/2016 - BK7 - DC
08/2019 - EQ716 // EX709 // TU687 (FICO8)
NFCU GoRewards (Unsecured) - $11,500 (Auto graduated 12/2017, CLI +$3K 8/2018)
USAA Platinum (Unsecured) - $21,000 (CLI 1K to 3K 1/2018, CLI +$6.5K 8/2018, +9.5K 8/2019)
USAA Cash Rewards (Secured) - $5,000
Nordstrom Retail Card (Unsecured) - $800 (CLI +$300 7/2018)
Credit One (Unsecured) - $1000
Amazon Store Card (Unsecured) - $3,800 12/2018
Chase Sapphire Reserve - Auth user (Unsecured) - $30,500 3/2019
