Transunion EE Sucess - 7.5 Months Early

[Dalmus]

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@pizza1 wrote:
Did you log into actual TU website, and get a current copy of your report to verify its gone? Also, where did you get your updated score from?

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I know better than to trust CK scores. 

MyFico alerted me to both the removal and the score jump.

[jetsfan2013]

This is inspiring. I filed my Ch 7 8/2011 and discharged 10/2011. I am assuming I should wait until 2/2011 to dispute?

[Anonymous]

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@Dalmus wrote:

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@Anonymous wrote:

If you don't mind sharing, what did you use for the dispute reason? My ch7 is due to fall off 1/2021 and would like to try to get EE if possible

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Not at all!

I picked "This public record is paid, satisfied or released."  For the additional comments, I wrote "I would greatly appreciate your consideration in removing this record as an Early Exclusion.  Thank you."

Still excited to see that 789 score!

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I submitted the same after your reply. Gone the next day and a 44pt boost. Thanks for the info

[FireMedic1]

Inquiring minds want to know what was the score bump!

[Dalmus]

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@FireMedic1 wrote:

Inquiring minds want to know what was the score bump!

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48 points.  Very happy!

(I edited OP to add this)

[WD2005]

I had similar success through Credit Karma. My discharged Chapter 13 seven-year anniversary is December 2nd and I was just going to wait it out but I got an alert from EX that my score went up......a lot! It went from 655 to 721. The CH13 fell off from EX on its own. My score has actually gone up another 10 pts in the last two weeks so I'm now at 731.

I filed a dispute requesting early exclusion through CK with both TU and EQ and the next morning got an alert that the results were in for TU. They removed the Ch13! EQ very nicely told me that the CH13 will remain. Oh well. I re-upped my EX account today to get all 3 scores. I was excited about the TU increase. 99 pts!!!! I'm now at 757. Stuck at 681 with EQ, unfortunately.

[jetsfan2013]

Anyone else have any recent EE success? I am planning to dispute via CK for EE next month (discharge date 10/2011).

[etex]

Congrats OP!  I know the feeling

I had success with TU yesterday.  Here's my first thread..

https://ficoforums.myfico.com/t5/forums/replypage/board-id/bankruptcy/message-id/77109

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@jetsfan2013 wrote:

Anyone else have any recent EE success? I am planning to dispute via CK for EE next month (discharge date 10/2011).

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[jetsfan2013]

Congrats etex on your successful EE with TU. Did you make the dispute request via the TU website?

I am about a month away from my request, and will report back with the outcome.

[raisemysc0re]

I called for my EE