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Awesome. Seems like TU is the most lenient, for lack of a better word, when it comes to removals of anything really. Must be a good feeling.
Im on the other end as you know, filing 7 in October. Can’t wait for the creditor phone calls to start soon!!!!! 😂
So like 27 months early ?
Dang then you got the WEEE - Wicked Early Early Exclusion.
Very nice indeed, congratulations!
@Dmessina666 wrote:Awesome. Seems like TU is the most lenient, for lack of a better word, when it comes to removals of anything really.
They're lenient if you filed a Ch 7 and will remove baddies sometimes 2-3 years in advance.
If you file a Ch 13 they make you wait until the very last day.
Ask me how I know...
@FireMedic1 wrote:
@NoMoreE46 wrote:So like 27 months early ?
Yep.
Hey congrats man... seriously.
As you probably know from previous posts this EE stuff really rubs me the wrong way because it isn't fair at all... but with 6 days to go until my 6th month date with TU I'm laughing it off at this point.
@TRC_WAAt my age. Its getting closer real quick. Too quick to worry about credit anymore. I got what I needed after BK. Home, nice ride and a good set of cards. Im set. Actually dont know what else I need any longer. Next will be retirement pension, IRA's, 401k's and all the stuff I did in life to live out the golden yrs after it will be 40 yrs in public service. So the EE was just a game to see what it will be down the road. They want it back. Take it. In my eyes I'm sitting pretty good.
I'm 48 and this is my last go round at the credit game. I've got 20 years before I'm in the retirement boat.
Where would I be if my baddies were gone 2 years early? Probably in a lot better position than I am now.
The whole EE thing is just random BS. Either make it the same for everyone or not at all. File Ch 7 and be stuck with baddies for 10 years... not 7.5. That's almost like getting the same breaks Ch 13 gets with a 7 year wait... except you didn't make the payments I did.
Not ranting at you I'm ranting at the system. It's like the lottery and it shouldn't be. But kudos to all the Ch 7 filers and their clean reports after 7-8 years... while I'm waiting 6 1/2 to 7 years for the same thing... and I made payments on my debt.