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AMEX SimplyCash CLI

cykiller
Established Member

AMEX SimplyCash CLI

I was happy to be approved but the CL is very low (can spend over the limit so no major issue). How long before I should ask for a CLI?

Message 1 of 6
5 REPLIES 5
CreditSweeper
Established Contributor

Re: AMEX SimplyCash CLI

Same CLI rules apply to AMEX business cards as they do to personal cards. You may try your first CLI attempt 61 days from account approval. Request 3x your current CL.
Personal Credit -
AMEX: Platinum, Gold, Green, Blue Cash Preferred
PNC: Cash Rewards, Points
BOA: Cash Rewards
NFCU: Flagship Rewards, Cash Rewards, CLOC
PSECU: Founders
BB&T: Spectrum Cash Rewards
CapOne: Quicksilver
Discover: IT Chrome, IT
Synchrony: PayPal 2%, PayPal Credit
Barclays: Uber
PenFed: Power Cash Rewards, Platinum Rewards
Alliant: Visa Signature
Goldman Sachs: Apple Card
BBVA: Clear Points
FNBO: Rewards
Store Cards: Target, Macy’s



Business Credit-
AMEX: Delta Gold, Amazon Prime, Simply Cash Plus
PNC: Visa Business
Synchrony: Lowes
Message 2 of 6
cykiller
Established Member

Re: AMEX SimplyCash CLI

Smooth operator!!! Thanks a lot, appreciate the info. Will do Smiley Very Happy

 

Message 3 of 6
LittleSal
Frequent Contributor

Re: AMEX SimplyCash CLI

Does the 61 day CLI apply even if you have personal cards?
Message 4 of 6
simplynoir
Community Leader
Super Contributor

Re: AMEX SimplyCash CLI


@LittleSal wrote:
Does the 61 day CLI apply even if you have personal cards?

Yes, as @CreditSweeper mentioned the rules for CLIs with AMEX apply to both personal and business cards. You can request an increase for a biz/personal card you opened 61 days after approval with the assumption you did NOT already request a CLI on another AMEX card you already have. At that point the 91/181 day rules apply: 91 days if your request is declined, 181 days if approved. AMEX considers all your cards one account and allows only one increase per account.

'He took my Doritos away though' - @imapharmacygirl, Wine Connoisseur
Message 5 of 6
cykiller
Established Member

Re: AMEX SimplyCash CLI

Thanks for the info, didn't know about the approval 6m+1day policy. 

Message 6 of 6
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