Thanks CA you gave me an idea and I thought about it so I went to my banks .there all a block from each other . Chase , cap1 Metro Bank ,
Metro Bank is a merchant bank Asian bank only offer personal $10 k max, Mainly Letter of credit export/import .skip Chase because my banker while in bank summit an increase approval from $20k to 50k

she told me she has the level she can authorize . Up to $50k because I have a good relationship with them and knows me as a good customer.. I asked if they can do something about the interest 15% but she said then that will request a inquiry I said just the cli will do at 15% lol . To be honest I told her I was thinking moving my account to Chase haha .abd it worked .. I think I'm going to close my Budiness checking with chase because I don't use TD bank hardly and chase honestly I don't like there products and to many restrictions .they offered me a balance transfer on my CSP I said ok so I did a balance transfer 14k over to my Navy fed Gobrewards I charged used no foreign fees last month on the 7 th day they declined my balance tranfer without notice or reason. Only the rep said I have a a fraud alert on my file. Computer flagged it . Do to I just had that a few days ago I had s attempt charge unauthorized and they canceled my my card and sent me a new card I called chase before had to make sure it did not effect my balance tranfer was told it's still pending and not declined . So I don't want a card that I always have to stress about if a charge or not going through or flagged purchase over 3k with a $20k limit I always leave ac$0 balance on CSP. So I'll replace it with a venture travel.. ;?
Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton