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Hi everyone,
I have a Gold American Express Card with no limit and has to be paid off each month in full. I also have a Blue Preferred American Express with a credit card limit of $9,000. It was raised from $3,000 to $9,000 just 5 months ago. On the 17th of April it will be six months since credit limit increasement to $9,000.
My question is this... I make $123,000 a year. I have intentions of opening a small business in 2 months and wasn't sure if applying for and getting the Business Platinum® Card would be difficult? I have a 695 at this current time on Experian.
Would I apply under my name as a DBA considering I'm in the initial business setup stage? Is this a card you pay in full each month or revolving credit? Or would I be better off just waiting till April 17th to request a credit increasement?
Thank you everyone!
@Anonymous wrote:Hi everyone,
I have a Gold American Express Card with no limit and has to be paid off each month in full. I also have a Blue Preferred American Express with a credit card limit of $9,000. It was raised from $3,000 to $9,000 just 5 months ago. On the 17th of April it will be six months since credit limit increasement to $9,000.
My question is this... I make $123,000 a year. I have intentions of opening a small business in 2 months and wasn't sure if applying for and getting the Business Platinum® Card would be difficult? I have a 695 at this current time on Experian.
Would I apply under my name as a DBA considering I'm in the initial business setup stage? Is this a card you pay in full each month or revolving credit? Or would I be better off just waiting till April 17th to request a credit increasement?
Thank you everyone!
1. It's relatively easy to get.
2. You can apply under any name or entity type.
3. You pay in full each month.
4. It's a very expensive card. If you're not going to do a lot of business travel, it's not worth the huge annual fee.