Chase Ink Preferred / AMEX Business

[Anonymous]

Hello currently 3/24:
12/2017, 6/2019 CSP $24k, 6/2019 AMEX Platinum Personal.

Credit score: Experian prior to applications: 790, 767 after.
Personal income: $100k
Started new business, New EIN. 1st month Business Revenues $165k; profit $35k. Ran $90k in expenses on personal cards that month. Current month to date profit $20k. Moving accounts to Chase. Just opened personal and business account at Chase.

1. Interested in not having my personal credit shut down due to abnormal personal spending.

To achieve this need business credit card
2. Interested in CIP (Chase Ink Preferred).
Can someone provide some insight into process and likely hood of Chase considering accounts at their bank, revenues and incomes as a part of consideration for this.

Currently:
CSP - $24k
AMEX Platinum personal
Capital One Spark Cash - $13k
Capital one Venture - $10k
Discover It - $12.5k
Home Depot Card - $5k
WF Platinum - $1.4k

Thank you in advance.

[bourgogne]

ok, I'll bite..what kind of business does $165k the first month?  are you hiring? 

the very best way to do whatever you want with chase is to have a completed mortgage.  serious.  aside from that they like income and tenure with the bank

they are not perfect, start looking into overdraft and locs and you will see what I mean. 

I cannot believe I am saying this because I love chase but if pnc was in my geo I would keep my cards with chase and that is is.  pnc blows them them away from a service standpoint imo.  I cannot wait until they open up there products to socal

try and get with BRM at a branch if you are near one and app throught them.  they have a different pipe they go through for approvals

[Anonymous]

Business is Online Retail Sales. 2 years of meddling learning different things and solving some of the problems I experienced. Now implementing a full force strategy I’ve carved out. Not currently hiring any employees.

No completed mortgage. Currently renting.

Funny you should say that about PNC. I’m moving my accounts from their to Chase strictly to help bolster credit opportunity with them since I will be spending more each month going forward. I had a very poor experience with one of the PNC branch Managers and a very good one with the Chase. Have a meet with another PNC branch manager this week to re-evaluate their offering. Read some good things.