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Citizens Bank CL decrease wave occurring

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AzCreditGuy
Valued Contributor

Re: Citizens Bank CL decrease wave occurring

Hmmm I couldnt get a Buss card and only personal, hopefully they wont do that on the personal side as well

Message 11 of 14
ocheosa
Valued Contributor

Re: Citizens Bank CL decrease wave occurring

@cashorcharge  Thanks for the heads up. Sorry to hear about the CLD.Smiley Mad

 

My CL is only $5k and as of today it remains untouched. Received a use it or lose it in 60 days letter at the end of June. Because of the low CL I only use this card once a year. Just did a $5 amz biz reload today to keep it active.

 

 

[7/26] Scores 8/9: 800s. Util: ≤ 1%. AoOA: 18.4y, AoYA: 7m. New Acct: 1/12, 2/24. Inq/12: EQ 0, EX 1, TU 0.
TCL $741K: Personal $600K, Business $141K.
Message 12 of 14
cashorcharge
Community Leader
Super Contributor

Re: Citizens Bank CL decrease wave occurring


@ocheosa wrote:

@cashorcharge  Thanks for the heads up. Sorry to hear about the CLD.Smiley Mad

 

My CL is only $5k and as of today it remains untouched. Received a use it or lose it in 60 days letter at the end of June. Because of the low CL I only use this card once a year. Just did a $5 amz biz reload today to keep it active.

 

 


Glad you got some notification before they did anything to your account.  😉

Message 13 of 14
cashorcharge
Community Leader
Super Contributor

Re: Citizens Bank CL decrease wave occurring

Update:

So the letter finally arrived....an entire month late....

The letter stating two points for my CLD:

The first as the rep explained over the phone about small business insecurity and the risk aversion.

The second being I was outside their lending area.  Now its odd, that I have Citizen Bank Branches near me...very few but they exist.  I know they're predominantly East Coast and I am West.....but considering the account is 3+ years old...this seems like another canned excuse.

 

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Message 14 of 14
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