cancel
Showing results for 
Search instead for 
Did you mean: 

Does US Bank counter CLIs?

tag
lnacen
New Contributor

Does US Bank counter CLIs?

Just got approved for the Triple Cash business card, but its only a 7k limit. I know its going to be a hard pull, but if I ask

for too much, will they counter the increase? Anyone have any experience?

Message 1 of 4
3 REPLIES 3
MissLiz
Established Contributor

Re: Does US Bank counter CLIs?

Looks like @SouthJamaica  has some experience. Maybe they can chime in.

 

https://ficoforums.myfico.com/t5/Business-Credit/US-Bank-Triple-Cash-CLI-8k-gt-12k/td-p/6532296 

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 2 of 4
SouthJamaica
Mega Contributor

Re: Does US Bank counter CLIs?


@lnacen wrote:

Just got approved for the Triple Cash business card, but its only a 7k limit. I know its going to be a hard pull, but if I ask

for too much, will they counter the increase? Anyone have any experience?


I would wait 6 months and then apply for the CLI.

 

I don't recall having a chance to request any specific amount.

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 4
MudkipsRKooL
Regular Contributor

Re: Does US Bank counter CLIs?

the longer you wait the better your chances. They are VERY VERY modest on the CLI. So as long as you wait 1 year or more. I got my 14k to 18K with very little spend and 2 years waiting. Also my Alt Go card i've waited almost a year on it to ask for a CLI and got a decent amount even though I put only less than ~$200 monthly spend on it. So yea 6+ months to 1 year is great, 2 years is even greater so as long as the card is active. Yea I wouldn't go aggressive on the CLI.

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.