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Got NIHFCU SOFT PULL Visa Business Rewards? YES!!!

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LP007
Frequent Contributor

Got NIHFCU SOFT PULL Visa Business Rewards? YES!!!

Oddest thing is this CU is backlogged by a whole week in getting to your app. They say they used to get 5-6 apps a week, but now 5-6 apps a day. (Mod cut/edit - no here, please @LP007)

 

Why? SOFT PULL.

 

I've been with them since December, shouldn't I go to the front of the line? Smiley Frustrated

 

Anyway, finally saw the account(s) show up on my online portal. Odd thing is there are two cards with separate acct #'s with $5K each. I'm just calling it one $10K card in my signature. I'll see if I get two in the mail or not. Smiley Tongue











8 REPLIES 8
babygirl1256
Senior Contributor

Re: Got NIHFCU SOFT PULL Visa Business Rewards? YES!!!

Congrats on your NIHFCU Visa Business Rewards approval and especially the soft pull.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 2 of 9
triplej0718
New Contributor

Re: Got NIHFCU SOFT PULL Visa Business Rewards? YES!!!

Congrats. Is there a minimum year in business required for the business card approval??  I heard they check the business credit scores as well.

Message 3 of 9
buickgs231
Member

Re: Got NIHFCU SOFT PULL Visa Business Rewards? YES!!!

I had the same thing happen to me i saw 2 cards for 15k , I called they said i only get  one card the other account number  is the main card for  other card holders  . So yes you only have 5K card and only one sent to you.

Message 4 of 9
LP007
Frequent Contributor

Re: Got NIHFCU SOFT PULL Visa Business Rewards? YES!!!


@buickgs231 wrote:

I had the same thing happen to me i saw 2 cards for 15k , I called they said i only get  one card the other account number  is the main card for  other card holders  . So yes you only have 5K card and only one sent to you.


giphy cry.gif











Message 5 of 9
mfinsmi1
Established Contributor

Re: Got NIHFCU SOFT PULL Visa Business Rewards? YES!!!

@LP007 hey i want to get this SP business card - do u have a regular checking account with them or a business checking?

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8 - Current 10/1/25

Stats: : 1/6; 1/12; 4/24 --- AAoA 5 YRS --- INQ: EX-3/TU-4/EQ-0
Message 6 of 9
Nelsoul
New Contributor

Re: Got NIHFCU SOFT PULL Visa Business Rewards? YES!!!

Are they still reporting to personal credit?

Message 7 of 9
LP007
Frequent Contributor

Re: Got NIHFCU SOFT PULL Visa Business Rewards? YES!!!


@Nelsoul wrote:

Are they still reporting to personal credit?


I've had mine for a year and no personal reporting.











Message 8 of 9
LP007
Frequent Contributor

Re: Got NIHFCU SOFT PULL Visa Business Rewards? YES!!!


@mfinsmi1 wrote:

@LP007 hey i want to get this SP business card - do u have a regular checking account with them or a business checking?


Yes, business checking/savings.











Message 9 of 9
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