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How high do Chase Ink limits go?

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tparks5961
Regular Contributor

How high do Chase Ink limits go?

I'm slowly moving most of my credit card business from Amex to Chase and I'm wondering how high do their limits go?

 

I have a Chase Ink Unlimited @ $50,000.00 and A Chase Ink Preferred @ $20,000.00.   I also have a CSP Personal card with a $17,600.00 limit.

 

Total Chase exposure $87,600.00.

Last Inquiry 12/23/2022 Ally Bank Mortgage
Fico Score Progression: 10/1/2018 EQ 530 TU 535 EX 540 | 1/10/2023 EQ 785 TU 789 EX 787
Message 1 of 6
5 REPLIES 5
Citylights18
Valued Contributor

Re: How high do Chase Ink limits go?

I've heard that it requires an account review now to get approved once you move beyond $50,000 in credit card exposure. Pre 50k exposure they'll give you a line soley on income and qualifying scores. After that they look at the ratios seriously.

 

I'm at 89.8k with 16k of that business. Some on here have a reverse data point from what I've been reading.

 

 

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Message 2 of 6
MM40
Member

Re: How high do Chase Ink limits go?

I have chase business unlimited with 89.8k credit limit. I started out at 25k and they moved it to 89.8 automatically. It's been at that limit for about three years with no change, but that limit works well for my business and the rewards are great as well. 


@Citylights18 wrote:

I've heard that it requires an account review now to get approved once you move beyond $50,000 in credit card exposure. Pre 50k exposure they'll give you a line soley on income and qualifying scores. After that they look at the ratios seriously.

 

I'm at 89.8k with 16k of that business. Some on here have a reverse data point from what I've been reading.

 

 


 

Message 3 of 6
Aim_High
Super Contributor

Re: How high do Chase Ink limits go?


@Citylights18 wrote:

I've heard that it requires an account review now to get approved once you move beyond $50,000 in credit card exposure. Pre 50k exposure they'll give you a line soley on income and qualifying scores. After that they look at the ratios seriously.

 

I'm at 89.8k with 16k of that business. Some on here have a reverse data point from what I've been reading.


I imagine the account review is profile specific and YMMV.  Chase approved me for over $138K limits in mostly personal but also some business ($9K INK Cash) and never required an account review. Same goes for AMEX, as many recent data points indicate a financial review is very common at or above $35K. They allowed one card with me to grow to $75K before requesting data to go higher. 

* My business credit limits are lower than personal since they are based on a small sole proprietorship side business that is low revenue - low part of my total household income. 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 4 of 6
Aim_High
Super Contributor

Re: How high do Chase Ink limits go?

Seeing the above two data points so close together ($89.8) makes me wonder if Chase has a business card glass ceiling of around $89.9K similar to Bank of America's $99.9K typical upper limit without high spend or assets?


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 5 of 6
Bdert
Established Member

Re: How high do Chase Ink limits go?

I'm at 93.5k in total exposure. Ink Cash, Unlimited, & A preferred.

Message 6 of 6
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