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Lowe's 4Pros Business $4000.00 **Approval

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M_Smart007
Legendary Contributor

Lowe's 4Pros Business $4000.00 **Approval

Lowe's 4Pros Business $4000.00 **Approval

 

Applied and got the "Your application requires a quick call after review"Smiley Frustrated

So I called, nice lady asked a few questions, then transfered me to another dept.

Turns out it was the SYNCB fraud dept. He asked about 5 questions then put me on hold,

came back you are approved for a whopping $4000.00 .. (Don't really need a big CL)

I just want the line of credit to reportSmiley Tongue

This required a PG, I did not see any way around it in the App.

Looks like they pulled TU .. but were not successful at EX as I got a "BLOCKED" alertSmiley Very Happy

No Approval email. I will add a screenshot once the card arrives and I can log-in.

 

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Message 1 of 16
15 REPLIES 15
sugarcreek67
Frequent Contributor

Re: Lowe's 4Pros Business $4000.00 **Approval

Congrats on the approval


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 2 of 16
cashorcharge
Community Leader
Super Contributor

Re: Lowe's 4Pros Business $4000.00 **Approval

WOOHOO!!  Congrats on your Lowes4Pro's (Love that name) Smiley Very Happy

Message 3 of 16
MmmarkAz
Regular Contributor

Re: Lowe's 4Pros Business $4000.00 **Approval

@M_Smart007 

Congrats on Your Lowe's 4 Pros Approval 😃 Twice My SL last May, But Did Get a CLI to 6k after 6mos, The Letter was Weird: Sorry we can't Approve what you Requested, But Your New Credit Limit is 6k, Exactly what I asked for.. Lol

Fico8s EX 798 EQ 792 TU 802
Started 10/17 Ex 593 EQ 605 TU 620

Home Depot 25k
ICCU Premier Rewards Visa 20k
America First CU Signature Rewards 23.5k
PenFed Gold Visa 11k
Penfed Platinum Rewards 15k
Penfed Power Cash Rewards 24k
FNBO World 13.6k
NFCU Platinum 23k
NFCU Cash Rewards 9k
BMO HARRIS Cash Back 11.5k
Citi Double Cash. 8.3k
CITI Simplicity 6.8k (PC'd to Rewards+ 6/21)
BofA Cash Rewards 9.1k
Amex Hilton Honors 3.1k
Discover It 3k
Lowe's Advantage 25k.

>BUSINESS CARDS
Amex Business Lowe's 3k
Amex Blue Business Cash 13.8k.
AMEX Blue Business Plus 25k
BMO Harris Biz Platinum Rewards 7.5k
Lowe's 4 Pros 13k
US Bank Triple Cash Rewards 8k
Desert Financial CU Elan 20k
US Bank Platinum 25k
Message 4 of 16
wasCB14
Super Contributor

Re: Lowe's 4Pros Business $4000.00 **Approval

I'm an AU on a Lowes Amex but very rarely use it and don't know the cards well. Any particular reason you went for the "Business Advantage" card instead of the "Commercial Account" card, or the "Business Rewards" Amex?

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 5 of 16
Junejer
Moderator Emeritus

Re: Lowe's 4Pros Business $4000.00 **Approval

Congrats on your approval @M_Smart007!







Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 6 of 16
M_Smart007
Legendary Contributor

Re: Lowe's 4Pros Business $4000.00 **Approval


@wasCB14 wrote:

I'm an AU on a Lowes Amex but very rarely use it and don't know the cards well. Any particular reason you went for the "Business Advantage" card instead of the "Commercial Account" card, or the "Business Rewards" Amex?


@wasCB14, To be very honest, it does not matter which card I have. Won't use it much anyhow.

With 8 AmEx revolvers, I doubt I could get another AENB approval right now.

Message 7 of 16
M_Smart007
Legendary Contributor

Re: Lowe's 4Pros Business $4000.00 **Approval


@Junejer wrote:

Congrats on your approval @M_Smart007!


@Junejer, Thank YouSmiley Happy

Message 8 of 16
M_Smart007
Legendary Contributor

Re: Lowe's 4Pros Business $4000.00 **Approval


@MmmarkAz wrote:

@M_Smart007 

Congrats on Your Lowe's 4 Pros Approval 😃 Twice My SL last May, But Did Get a CLI to 6k after 6mos, The Letter was Weird: Sorry we can't Approve what you Requested, But Your New Credit Limit is 6k, Exactly what I asked for.. Lol


@MmmarkAz, That is to funnySmiley LOL

Synchrony definately does some very odd thingsSmiley Tongue

Message 9 of 16
Kasuito39
Frequent Contributor

Re: Lowe's 4Pros Business $4000.00 **Approval

Congrats on your approval

Message 10 of 16
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