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NAV business boost?

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Anonymous
Not applicable

Re: NAV business boost?


@WayneSki wrote:

@bourgogne wrote:

@Anonymous wrote:

While unfortunate, i understand Experian's POV. Their reporting on BIZ credit, and ecredible want to allow your personal utilities to report and  that is technicially not a BIZ tradeline. 

 

Since i aleady have a couple that report to EX, I'm more concerned with them getting EQ on the board. 


hi, a little bit of a thread drift as I saw your cip post from sept....you do know that most card companies, chase, amex + other do not look at or report to business reporting.  they are pulling personal credit and they do not report.  this is my experience and numerous colleagues and I do not believe it geo based.  before I got a bloc this year from pnc I never looked or cared about the biz side of things - I still dont but I get alerts from nav all the time.  I have 9 biz cards and none of them report. the only thing that reports is my bloc

 

edit, i see that you have biz cards so you must know all this..do any of your cards report anything?  I only have chase and amex.


You are definitely correct.  I see an astounding amount of people putting a lot of energy and money into vendor credit,when that its not needed to get a business credit card. I have 3 and never used vendors,I used my personal credit. My PNC business card reports,my US bank reports but my CHASE card doesn't report.(and none of them report to my personal credit)


Have you considered that perhaps they are doing it because their end goal is not a business credit card?

Message 41 of 46
WayneSki
Regular Contributor

Re: NAV business boost?


@Anonymous wrote:

@WayneSki wrote:

@bourgogne wrote:

@Anonymous wrote:

While unfortunate, i understand Experian's POV. Their reporting on BIZ credit, and ecredible want to allow your personal utilities to report and  that is technicially not a BIZ tradeline. 

 

Since i aleady have a couple that report to EX, I'm more concerned with them getting EQ on the board. 


hi, a little bit of a thread drift as I saw your cip post from sept....you do know that most card companies, chase, amex + other do not look at or report to business reporting.  they are pulling personal credit and they do not report.  this is my experience and numerous colleagues and I do not believe it geo based.  before I got a bloc this year from pnc I never looked or cared about the biz side of things - I still dont but I get alerts from nav all the time.  I have 9 biz cards and none of them report. the only thing that reports is my bloc

 

edit, i see that you have biz cards so you must know all this..do any of your cards report anything?  I only have chase and amex.


You are definitely correct.  I see an astounding amount of people putting a lot of energy and money into vendor credit,when that its not needed to get a business credit card. I have 3 and never used vendors,I used my personal credit. My PNC business card reports,my US bank reports but my CHASE card doesn't report.(and none of them report to my personal credit)


Have you considered that perhaps they are doing it because their end goal is not a business credit card?


Please tell me what's the end goal of anyone using vendor/net 30 accounts? Because they don't do much to advance a business.

Message 42 of 46
mikesonthemend
Valued Contributor

Re: NAV business boost?

Non PG biz credit.




Living through Darwinism is so much worse than learning about about it in school.
Message 43 of 46
Anonymous
Not applicable

Re: NAV business boost?

I am going to cancel tomorrow as I don’t see any purpose. I agree with above posters that personal credit is more important in the beginning and gives more boost
Message 44 of 46
Anonymous
Not applicable

Re: NAV business boost?

Having a D&B number helps alot for those people looking for non PG TLs.

 

But others of us who were denied one, still have to ride that PG train for a while. Which is fine IMHO, my main concern is them not reporting to personal.

Message 45 of 46
Anonymous
Not applicable

Re: NAV business boost?

I keep getting bugged by their sales folks - told them to go away finally

Message 46 of 46
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