I was approved for personal membership/checking/savings last week and have a couple questions. I’d also like to apply for business membership, business checking w/cloc and a business visa. I understand the 91/3 requirements for personal accounts but I’m wondering if there are different guidelines for business? The business accounts are a priority for me time wise so should I app for business cloc and visa then wait min 90 days before applying for personal credit products or is it important to have personal relationship established before business apps? Or..are they completely separate from each other?
Business LLC established September 2016 but has been in R & D. Just going recently. I have recently opened a Chase Business Ink ($20k), AMEX Simply Cash ($14k), and Amazon net 55 ($3,500) all PG which is fine. I plan on using NFCU for all primary business banking and want to build a relationship that will allow business loans later for equipment/growth. Just want to make sure I’m going about this the right way.
thank much for any advice!
