Need help deciding if I should apply for CSP or Chase Ink Business Cash

[Anonymous]

I received an prequalified offer for CSP, however I'm:

3/24  Experian 

4/24 Equifax, TRU

FICO 8 Scores

EXP 750

TRU 744

EQ 740

0 Chase Cards

NFCU $5400L 3YR

NFCU/AMEX $1000L 2MONTHS

CapOne $600L 1/30 late Feb 2019 3yr

Macys $5000 3yr

NCD FIN $5000 EXP, EQ, TRU 4 months

Caramel FIN $5,000 EQ, TRU 4 months

MAJR FIN $5000 EXP, EQ, TRU 4 months

FORD CREDIT 9/30 LATES last late JAN 2020 3yr

I would think logically think Chase Ink Business Cash 1st if it wouldnt count towards 5/24. However Im not sure if I would even qualify.

Any advise I would be very grateful for, thank you.

[bizcredit11]

@Anonymous 

A relationship with Chase would help. Your credit card limits are not very high. I would lean towards personal first.

Getting in Chase's system is important especially with business credit cards. If you are a sole prop definitely go personal first.

If you are a LLC or corporation open up an active business account for 6 months...then go for the business. Info will be in database already.

Build up your personal limits to increase your future business limits/approvals.

Keep moving forward,

bizcredit11

[Anonymous]

Ok perfect, @bizcredit11 I have a new LLC which I opened a biz acount with Chase in August so by what your saying, it sounds Im moving in the right direction. Thank you very much.

[M_Smart007]

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@bizcredit11 wrote:

@Anonymous 

A relationship with Chase would help. Your credit card limits are not very high. I would lean towards personal first.

Getting in Chase's system is important especially with business credit cards. If you are a sole prop definitely go personal first.

If you are a LLC or corporation open up an active business account for 6 months...then go for the business. Info will be in database already.

Build up your personal limits to increase your future business limits/approvals.

Keep moving forward,

bizcredit11

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@bizcredit11,  Awesome DP's