Join the I hate C1 fanclub for biz. C1 during the Pademic cut our Spark from $30,000 to $10,500. They never raised it again. Never late no derog It caused a ripple effect about 60 to 90 days later DW had her Amex cut citing high utilization she dropped from $30,000 or so to $13,000 and Discover and Citi did that to me also Citing high utilization. Funy thing was before C1 drop we well under 30% utilization then 90 days later 60% because of credit utilization. Sill no lates or derogs but killed scores. Went from over 800 to I dont't wank to think about it. C1 said it was from lack of use. Our biz blew through over $200,000 in cash as we were closed but still on hook for rent and utilities, lucky for us our house is paid for. We are open but just barely making a profit again. It will take years to fix
