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Re: Wells Fargo Signify Business Cash Card now live!
My previous Business Secured card got converted to an unsecured card last year, but has not changed product at all and just still shows up as "Business Credit Card" with the 1.5% rewards and 0% FTF.
Applied for the Signify Cash and was approved for 30K after a few days of being "conditionally approved". They pulled EX about 15 min after applying.
Also approved for a 10K BLOC after a separate EQ pull. They tried to pull EX, but couldn't view the file due to an "error". But they could view it for the credit card? Weird. Applied at the same time.















































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Re: Wells Fargo Signify Business Cash Card now live!
UPDATE: So, I have not heard anything back about their review and they have not reached out, HOWEVER, I signed into my account today and there it is! Shows Credit Limit of $15,000 so guess it was approved and I would assume I will receive shortly!
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Re: Wells Fargo Signify Business Cash Card now live!
@Kindersafe wrote:UPDATE: So, I have not heard anything back about their review and they have not reached out, HOWEVER, I signed into my account today and there it is! Shows Credit Limit of $15,000 so guess it was approved and I would assume I will receive shortly!
Congratulations on the approval, and thanks for the update.































Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 685
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Re: Wells Fargo Signify Business Cash Card now live!
@Kindersafe Good to know. Thanks for updating us and Congrats!
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Re: Wells Fargo Signify Business Cash Card now live!
@Kindersafe wrote:UPDATE: So, I have not heard anything back about their review and they have not reached out, HOWEVER, I signed into my account today and there it is! Shows Credit Limit of $15,000 so guess it was approved and I would assume I will receive shortly!
Appreciate the update @Kindersafe !
That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂
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Re: Wells Fargo Signify Business Cash Card now live!
Back in October I started a thread about three Signify cards:
If it's true that WF plans to release two other Signify cards, it's not surprising to me that they'd want to launch them one at a time. I haven't seen any advertising for Signify Cash yet, but they've barely started launching Autograph Journey, and I doubt they'd want to do an advertising push for more than one card at a time.
I applied yesterday and got the "under review" message. I called this morning and found out I was conditionally approved for $5,000, but they need to do a manual review first, and that should take 1-3 days. I've found myself checking my WF online account every few hours to see if there are any changes. 😂
This looks like a very nice card - particularly the parts about 2% cash back with no AF, and with a 12-month 0% APR period. I'm pretty indifferent to the pay-as-you-go Priority Pass, which I've already got through PenFed Pathfinder. WF is my main bank for personal checking, and if I get the Signify Cash then I'll have more cards with them than any other bank (I've also got Active Cash and Autograph). But I really doubt I'll be doing business banking with them outside of credit cards.
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Re: Wells Fargo Signify Business Cash Card now live!
That's an awesome SUB!
Essentially 12% cash back on $5,000 spend!
I'm sweetening my WF relationship prior to applying later this year for another personal card, so I imagine I should hold off for a bit.
Or should I .... lol






















Business Cards





Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
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Re: Wells Fargo Signify Business Cash Card now live!
@Aim_High wrote:That's an awesome SUB!
![]()
Essentially 12% cash back on $5,000 spend!
I'm sweetening my WF relationship prior to applying later this year for another personal card, so I imagine I should hold off for a bit.
Or should I .... lol
![]()
You're right - I forgot to mention the $200 SUB as one of the things that attracted me. The spend requirement for that SUB is pretty high at $5K, but I don't think that's out of line for business cards. And 2% cash back is very rare for a no-AF business card (there aren't any others that come to mind).
I'm assuming for now that this reports to business credit instead of consumer bureaus (I believe that's how WF's biz cards have always reported).
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Re: Wells Fargo Signify Business Cash Card now live!
@LADave wrote:
@Aim_High wrote:That's an awesome SUB!
![]()
Essentially 12% cash back on $5,000 spend!
I'm sweetening my WF relationship prior to applying later this year for another personal card, so I imagine I should hold off for a bit.
Or should I .... lol
![]()
You're right - I forgot to mention the $200 SUB as one of the things that attracted me. The spend requirement for that SUB is pretty high at $5K, but I don't think that's out of line for business cards. And 2% cash back is very rare for a no-AF business card (there aren't any others that come to mind).
I'm assuming for now that this reports to business credit instead of consumer bureaus (I believe that's how WF's biz cards have always reported).
The SUB offer right now is $500 (not just $200) for $5K spend so that is essentially 10% back plus the normal 2%!! 😁
For other 2%+ no-AF business cards, two come to mind immediately.
- AMEX Blue Business Cash (2% up to $50K annual spend)
- AMEX Blue Business Plus (2xMR per dollar up to $50K spend can even be worth more than 2%)
Capital One Spark has a 2% card version with $150 AF but it is refunded with $150K annual spend.
FNBO has an Evergreen Visa - Business Edition that earns 2% with no AF.
Huntington Voice Business card earns 4% back in one category (capped at $7K per quarter or $28K annually) with no AF. Great for a business with heavy focused spend.
I may be missing others but there are a few.






















Business Cards





Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
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Re: Wells Fargo Signify Business Cash Card now live!
@Aim_High You're right about that SUB, my memory and my math were way off 😂