10 Apps on EX -at Once or few hrs/days intervals

[steelers1]

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@Anonymous wrote:
Double pull & Ramifications = total Annhilation for two years since applying even if Aa is affected i worry about attaining success with this app spree that way i get most cards i want with very good enough SL n won't bother apping for the next two years.
Yes this is for DW & took me two long years just to b ready to begin an App Spree for DW.
Scores in the 740's no new account in two years Aaoa 4.6 yrs one Synchrony card with $3k limit & that's it. Nothing higher in CL than 3k. Wishing 7k to 10k+ SL's n I go to gardening for 2+years

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What is your definition of success?

Is it 10 new cards with $500 - $1,000 limits?

What makes you think that your going to attain $7,000 - $10,000 lines?

Banks often tend to match your existing lines when establishing credit.

One retail card isn't going to get you close to what your expecting out of this app spree.

Your DW hasn't proven herself by managing 1 retail card for banks to grant her a high CL on a bank card.

I have an Overstock card wth a $23k limit. All that would get me is $23k worth of Overstock stuff and thats it.

It's a marathon not a race and definately not a GAME!

If you decide to do it keep us posted this is going to be entertaining.

[joltdude]

This post reminds me of many others....

You cant help those who won't help themselves...

Youve done this once before... 

And as @FinStar  has previously mentioned

https://ficoforums.myfico.com/t5/Credit-Card-Applications/barclays-just-disgust-me/td-p/5418264

Really wish youd just step back and actually listen and heed the warnings... Or are you just a glutton for the aftermath?

To quote Willy Wonka,

Stop, Don't, Come back.... 

https://www.youtube.com/watch?reload=9&v=W9ZD3_ppcPE

Didn't you learn anything the first time around?

Respectfully yours;

-J

[AverageJoesCredit]

Someone should go card by card to show more or less whats needed to obtain each . Each lender has rules like 5/24 etc. I know that First Tech is hard to get without proper income so....

[SBR249]

I can already sort of see how this could possibly play out:

1. Chase will possibly grant one of the cards, then SP you for a month or two afterwards, see all your HPs/new accounts, get spooked, close you down. 

2. You'll work your way down the list and AmEx and Discover may show you some love.

3. Citi will see a thin file, lots of HPs by that point and get skittish. Your chances are probably less than 50% with that Costco Visa. 

4. SDFCU is super conservative even with people with good credit history, they will look at your file and probably laugh. Maybe they'll jerk you around with a "conditional approval" and then offer a secured card or deny you in the end.

5. WF and BBVA I have no idea but WF isn't known for being a liberal lender. 

6. Cap1 will triple pull you, add to your woes, and maybe give you a card. I'd say fair chance. 

7. First Tech probably won't. 

3 cards, 4 maybe in the end. 3-4 times the HPs taken. Carnage. It will be glorious. 

[Blackswizz750]

I really hope you reconsider the spree and take a hard look at your yearly budget and knock back any debt.

You will still do what you want but think about the potential AA and even fraud alerts which lenders will have you send in tax returns, paystubs, ID, SS cards and watch you forever even after you get surprisingly approved with 30 HPs.

[Caardvark]

OP, I've (sort of) reconsidered my position. I still do not think it's the wisest decision but I do hope you go through with it. I believe the data points would be invaluable to these forums. 

Good Luck! I look forward to following your journey!

[joltdude]

https://www.youtube.com/watch?v=Oci1CuCht7E

[Anonymous]

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@SBR249 wrote:

I can already sort of see how this could possibly play out:

1. Chase will possibly grant one of the cards, then SP you for a month or two afterwards, see all your HPs/new accounts, get spooked, close you down. 

2. You'll work your way down the list and AmEx and Discover may show you some love.

3. Citi will see a thin file, lots of HPs by that point and get skittish. Your chances are probably less than 50% with that Costco Visa. 

4. SDFCU is super conservative even with people with good credit history, they will look at your file and probably laugh. Maybe they'll jerk you around with a "conditional approval" and then offer a secured card or deny you in the end.

5. WF and BBVA I have no idea but WF isn't known for being a liberal lender. 

6. Cap1 will triple pull you, add to your woes, and maybe give you a card. I'd say fair chance. 

7. First Tech probably won't. 

3 cards, 4 maybe in the end. 3-4 times the HPs taken. Carnage. It will be glorious. 

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so in your opinion 3/4 cards success is possible? i actually wasn't counting on more than 5 to be approved. My analysis for success would be

2 chase cards

1 cap1

1 discover

1 from any like costco visa/wf/bbva compass/first tech/sdfcu; most likely bbva compass

and thats it.

i call that success with 10 inquiries & 5 approvals. apps within 24 hours

[AverageJoesCredit]

So Op, do you have a target Day to do this? I think we've reached the point where enough advice has been given and only you know if it was helpful or not. Let us known soonest or i may ask for thread to be locked so as not to continue with comments that might veer of course. Thanks.

[UncleB]

Posts that did not meet our community FSR standards have been removed, and since the thread has run its course it is now closed to new messages.

@Anonymous, if you decide to move forward with any applications you're welcome to start a new thread on the actual application process and/or results.

--UB