2 NFCU Cards?

[Anonymous]

So in the past month I've been approved for both the Go Rewards and a CLOC through NFCU. I love the card, the benefits, and all that come along with it. So i decided to look at possibly getting one more to make two (one visa and one MC). This way I'm in the garden for good. I researched if it was possible to get two CC's from NFCU. They have my account on file with in the past 30 days.

So my loaded questions go as follows:

1. It wouldn't count as a HP because I've had it pulled with in the last 30 days correct?

2. It said that a decision would be made with in 24 hours. Good or Bad?

3. Scores in the 620-650 range. (Not a question, just wanted to put it out there if it could help with the answers to my questions.)

As always, I appreciate any and all help. Thank you in advance.

[Anonymous]

In my experience, any new application with NFCU is a new hp.  And a lot of the cli's are too if your not careful.  

[Anonymous]

Keep me posted im in the same predicament , i do know that everytime they run it i THINK its a hard pull

[RonM21]

I've heard it's a hard pull also. Plus I don't trust the 24hr deal. I applied for a card on Saturday and it is till waiting to be reviewed. Every time I've called they say the next day, and one person said usually it takes 2-3 days.

[dragontears]

I don't belong to NFCU but from what I have heard they are HP-happy and every new product is a new pull

[Anonymous]

Appreciate all the input. I'll give them a call here in a minute to find out. I'll def. keep everyone posted as to what the outcome is.

I'm in the garden and read about within the 30 day period they use the same pull. If I'd known it would be a fresh pull, I would have waited about a year.

The call them lessons for a reason. So no more applications for me, after I inform everyone of the decision, I'm going back to the garden with my sweet tea.

[CountryLivin]

I have been with NFCU since I was 12 years old, so we are talking 40 years......every product applied for will be a Hard Pull.

[Anonymous]

1. HAHAHAHAHAHA...sorry...yeah it will be a hard pull.

2. Could go either way usually credit addict suggests applying for second card once you receive first large CLI

3. I know there wasnt a question but what other card did you apply for?