3-Card App Spree - Need some solid advice

[Anonymous]

Nice! Well, good luck with all of it. As I mentioned earlier in this thread, I'm planning for a spree of similar cards, though I already have a number of Chase cards. Hope you'll update with the results, so I can get an idea of where I stand.

<Mod edit:  Sorry, we can't promote that here.  --UncleB, myFICO Moderator>

[Anonymous]

@Taurus22 Honestly, the Uber is a risky one to include in a spree to begin with as we have warned you. Neither Chase or Barclays like credit seeking behavior and they’re both known for AA. 

[Anonymous]

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@Taurus22 wrote:

@StrykingSquirrel

First of all.....Welcome to myFICO forums.

When you app'd US Bank did you put Sagestream/ARS on ice first? Or did you just leave them open?

I'd really like you to come back and update when you get your notification if you don't mind. Would be good feedback. Those reviews are what I kind of dread.....then you have to try to get Recon if they deny.

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I can't @ you unfortunatly, but I wanted to update you with my Cash+ approval for a CL of 2.5k after 5 days of manual review (app'd last Friday, found out today). I may have stated before, but they pulled TU with a score of 711 (from Discover). When I get the card/paperwork, I'll post the formal DP in the CC Approval Thread.

[MakingProgress]

You should be find doing all three.  In Feb. I went 3/3 with Barclay's Uber, Cash +, and Ducks Unlimited.

I had three tabs open everything filled out on all three and hit submit in order listed above.   Approved for all three with no issues at all. 

[Taurus22]

@StrykingSquirrel

That's outstanding! Congratulations! And thanks for coming back to update....knowing they pulled TU for you, with your current scores (I know everyone's profile is different) and AAoA, it gives me a good gauge to work with.

Since I only have 2/EQ HP for my truck loan (which doesn't affect CC app's from my understanding), If I can get lucky enough for Chase to pull EX, and USBank to pull TU, and Citi to pull EQ, I would be golden.

I blacklisted the Barclay Uber because: 

1: No Apply for Uber Visa advert. within my Uber app. (so technically I can't apply)

2: Lack of Uber customer support (it's unreal.....and a bit too shady for me, especially long-term)

So my spree is now:

1: Chase Freedom

2: US Bank Cash+

3: Citi Costco Anywhere

4: Depending how those go, (if I don't spook "myself") then I'm now looking at either ABoC Platinum or Ducks Unlimited as a possible 4th.

@MakingProgress

Lol wow......I'll probably have them tabbed, but (as Birdman7 suggested) I'll be checking the pulls between each to track the bureaus. Really don't wanna spook Chase.  

But that's a nice 3-card spree. Do you know which bureaus each one pulled? That would be good data points to add to what StrykingSquirrel just posted.

[Anonymous]

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@Taurus22 wrote:

So my spree is now:

1: Chase Freedom

2: US Bank Cash+

3: Citi Costco Anywhere

4: Depending how those go, (if I don't spook "myself") then I'm now looking at either ABoC Platinum or Ducks Unlimited as a possible 4th.

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What is the benifit w/ ABoC Plat? From what I can tell, it doesn't seem to have a great reward system (1 point per dollar on everything). Ducks Unlimited is nice, I use it more for sporting goods than I do gas, because that's what I use my USAA card for primarily.

[Taurus22]

I think you may be looking at the old link fof that card. They have updated it at the beginning of this year to include a 5% quarterly rotating category similar to Chase Freedom and Discover. It's interesting because they include a category I haven't seen before....Automotive repair/service/parts , so who knows what they might offer in the following years.

Here are the new links to the ABoC Platinum and the categories page....

https://www.platinumrewardsnow.com/ABOC/Amalgamated-Bank-Platinum-Rewards-Card/Blue/ApplyStepOne.asp...

https://www.platinumrewardsnow.com/Rewards-Calendar.aspx

[Anonymous]

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@Taurus22 wrote:

I think you may be looking at the old link fof that card. They have updated it at the beginning of this year to include a 5% quarterly rotating category similar to Chase Freedom and Discover. It's interesting because they include a category I haven't seen before....Automotive repair/service/parts , so who knows what they might offer in the following years.

Here are the new links to the ABoC Platinum and the categories page....

https://www.platinumrewardsnow.com/ABOC/Amalgamated-Bank-Platinum-Rewards-Card/Blue/ApplyStepOne.asp...

https://www.platinumrewardsnow.com/Rewards-Calendar.aspx

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AH, I see. Thank you!

[Anonymous]

Again that is not a true rotating 5% card. The website says points are not always equal to 1cent for ABoC.

@MakingProgress: I bet they all three hit TU? Barclay U.S. Bank and FNOB?

[Taurus22]

@Birdman7

Are you referring to this? :

"Point Redemption. The Program offers Cash (in the form of Statement Credits), Gift Cards, Merchandise, Cruises and Airfare. Redemption values for these reward options may vary."

That's the only mention I see in the disclosure.

I do see this, however:

Earn Points on Every Purchase, Every Time

It's simple: $1 = 1 Point