5/3 Bank Trio question.

[credit_is_crack]

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@Anonymous wrote:
Thanks for taking the time to write about your experience. Really appreciate it.
With Chase, Citi Bank, ill get a lot of those balance transfer type checks in the mail, does 5/3 do that at all?
I could only hope for a CL of 15k. Now ill be all anxious as I peel the card off lol

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Oh yeah I get them all the time. My initial perk was 0% APR on purchases and balance transfers for 15 months. After that expired they send me random checks and offers that just renew it. They do charge a fee for the transaction (3%), but they usually offer the 0% APR for X amount of time. I get those often from US Bank, Citibank, BofA and Fifth-Third fairly often

[RickNATL]

I get the also, just got the pre-approval again today...curious when you find out, what SL u were given.  I am not sure if they are generous or not....and I'm kind of laying low for my 5/24 to hit so I can stalk Chase. 

[Anonymous]

Rick, I got it in the mail 2 days ago. Peeled back the card from the paper and the sl was $4500.
I was hoping for 10+ or at minimum 5k.
Interest rate 18.24%.
My TU is 783. 100% payment history. 6% utilization rate. My dept of credit is only a few years though, also have 18 new accounts in the last three years. Lots of inquiries as well, like 17.
Im still new at this but I think I’m doing all right since im pretty close to the 800 mark.
Either way, no interest for 12 months with the card, $100 bonus after a 1k spend in 90 days. Ill gladly except.
I had problems though getting the card active, the only time I ever needed help with doing that. The app is real nice tho with lots of features.

[FinStar]

Congrats on your approval and nice SL @Anonymous!

Locking this thread as you have been approved.  Feel free to start a new approval thread in the Approvals forum if you would like to do so.