5/3 Real Life Rewards Pending

[B335is]

I've had the Stand Up To Cancer card for almost three years. I was instantly approved for that when I still lived in MI for $5500 limit (where it remains today). So I decided to log in to see if I could even apply for another card and it let me (I live in CA now which is out of their footprint). After spinning for a few minutes it said they will contact me within 30 days. Sounds like a manual review? Anybody else with that response?

[ddemari]

B, both of my 5/3 bank apps gave me that message. the email stated this. both of my cards arrived 10 days later. 

the bottom part regarding questions regarding your new accounts is what made me think I got it plus they pull FICO 04 Tu for me and thats my best score always. 

[B335is]

Ok i got that email too. My scores are low 700s now though, hopefully they consider my existing acct history.

[ddemari]

I think you have a good chance! this was my first approval. 

[ddemari]

B I think you are in! you only have the stand up to cancer card? 

tu in the low 700's, golden i would say, dont want to jinx you though. 

you will probably get a letter in the 5 days with your TU credit score, maybe... they did that for my first card not the second. and then the card comes a few days later. 

[ddemari]

both cards came with 7k credit ines at 14.9% 

[CreditCuriosity]

Wonder if a TU04 of 720 would get this card as that is what mine is..  Need to diversify lenders a bit more... Deffinetly within their foot print, wonder if it would help to open a checking/savings account with them as they are right across the street from my office.

[ddemari]

I have also heard that their real life rewards mastercard is easier approval than the cash rewards. I must say, 5/3 FLOODs your life with balance transfer checks. therefore I did take them up on one and havent really used the card as I am paying off the b/t quickly. but the one thing I like about 5/3 bank is they leave you alone for the most part. it would be nice if they sent emv cards but another poster on here works at 5/3 and said they arent racing to roll out the emv cards. 

[ddemari]

---

@CreditCuriousity wrote:

Wonder if a TU04 of 720 would get this card as that is what mine is..  Need to diversify lenders a bit more... Deffinetly within their foot print, wonder if it would help to open a checking/savings account with them as they are right across the street from my office.

---

yes! mine was like 716 when approved with several new accounts showing. 

[ddemari]

Until like 6 months ago, you couldnt push payments through their online banking site. thank god they updated that and u no longer have to send in checks. both of my cards are linked to different user name and there seems to be no way to merge them onto one user name. another quirck of theirs.