5/3 Real Life Rewards Pending

[ddemari]

5/3 bank cards are a little quircky in their own right but I love seeing some people applying for them! they treat me well. 

[B335is]

In three years 5/3 has only sent me BT checks once. Key Bank seems to send me the best offers lately (2% fee for 12-18 months). Ddemari, thanks for the encouragement. I'll keep you posted. I really didn't think I could apply being in CA now, but who knows that could still pose an issue.

[ddemari]

For sure! I hope it works out, the being out of their territory could pose a problem that they would not let u know about of course up front. But that email regarding your new account looks super promising.

[B335is]

Oh my bad. The email just has an application ID.

[ddemari]

When I applied internally for the 3 rd card and was Denied 3 weeks later is mail, I never even received an email about my application. If u don't hear from them in 10 days, then in about 20-25 days they will send u a letter.

[B335is]

Ok I'll keep my fingers crossed then. I really don't use the SU2C card much, just an occasional haircut.

[ddemari]

Once I pay off my cards, I'm hoping they start to send me some more lucrative offers. Their reward redemptions on RL and CR MC's are kind of high, requiring u to have to spend spend in order to redeem those points.

[12njoy]

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@B335is wrote:
I've had the Stand Up To Cancer card for almost three years. I was instantly approved for that when I still lived in MI for $5500 limit (where it remains today). So I decided to log in to see if I could even apply for another card and it let me (I live in CA now which is out of their footprint). After spinning for a few minutes it said they will contact me within 30 days. Sounds like a manual review? Anybody else with that response?

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I Think you're good.  that low 700's TU score is really probably closer to 750 with the model they use.  When I got my two cards, my TU score was about 715.  However, there model said I was at 747.  I was approved for both.  I think manual review is the norm and you were the exception with your 1st approval

[12njoy]

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@B335is wrote:
In three years 5/3 has only sent me BT checks once. Key Bank seems to send me the best offers lately (2% fee for 12-18 months). Ddemari, thanks for the encouragement. I'll keep you posted. I really didn't think I could apply being in CA now, but who knows that could still pose an issue.

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I get those faithfully

[ddemari]

The only thing could be the California part but I still think you have a good shot. Did u get an alert from TU?