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7-10 day message for Chase CLI (Originally a PC request)

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Superpet39
Regular Contributor

7-10 day message for Chase CLI (Originally a PC request)

I was informed (rather quickly I might add) via SM that I would need to request a CLI first (before I could PC my freedom to a Freedom unlimited signature visa..... So I quickly responded with the request, gave them updated income (105k)

And then got the 7-10 day message 😳😔.....

 

thanks to this place: I actually know what that means.....

oh well I tried, and ran to the well one too many times..... 11/13 (citi bank was the other that didn't like me) requests  for new credit still isn't bad!!!

 

 

what gets me is I actually said in the SM that I was willing to move the CL from my slate over "if there was an issue"  .....  fFWIW-  I requested a new CL of 10k...... but only because i thought they would counter,  Because of the amount of usuage i put the freedom through (and then turn around and PIF within a couple days), that they would go ahead and grant it to me....

 

Here's my question now: when I get the denial letter, can I recon it and AGAIN ask them to move CL's around to grant me the FU - Am  a wrong to think that if I take $1700 from the Slate (and leave it at 500 CL) and add that to the freedoms  2k CL (3700 CL) that they would reconsider the remaining 1300 to reach the required minimum on the card (5k) ?

Message 1 of 10
9 REPLIES 9
Closingracer99
Valued Contributor

Re: 7-10 day message for Chase CLI (Originally a PC request)

The freedom unlimited doesn't need to be a siggy so just ask for a pc to the FU....

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 2 of 10
Superpet39
Regular Contributor

Re: 7-10 day message for Chase CLI (Originally a PC request)


@Closingracer99 wrote:
The freedom unlimited doesn't need to be a siggy so just ask for a pc to the FU....

(I wanted the bigger CLI, and the extra warranty protection of the siggy since the freedom is the card i trully use the most)

Message 3 of 10
Anonymous
Not applicable

Re: 7-10 day message for Chase CLI (Originally a PC request)

7-10 day message isn't necessarily a dealbreaker. Back in December I requested a CLI on my Chase Disney in-branch. They called up lending and I spoke with them, gave them my income and occupation information, and they came back with the 7-10 day. Literally about 7 days later, I logged into my checking, and saw my new limit of 10K for my CC account, letter confirming it came later. So YMMV.

Message 4 of 10
Superpet39
Regular Contributor

Re: 7-10 day message for Chase CLI (Originally a PC request)


@Anonymous wrote:

7-10 day message isn't necessarily a dealbreaker.  So YMMV.


i hope i can be added to this "exception" list!!!

Message 5 of 10
Septrosh
New Contributor

Re: 7-10 day message for Chase CLI (Originally a PC request)


@Superpet39 wrote:

@Anonymous wrote:

7-10 day message isn't necessarily a dealbreaker.  So YMMV.


i hope i can be added to this "exception" list!!!


*Fingers crossed for you*

Message 6 of 10
ScoreOrBeScored
Valued Contributor

Re: 7-10 day message for Chase CLI (Originally a PC request)

7-10 does NOT mean your denied. I did a cli over the phine with CSR rep and got 7-10 and would get letter. He also said 

 

it had been transferred to analysts.

 

it took every bit of the 10 days. I ride it out and didn't call. I went from $4k ----> $20k. Which is what I asked for .

 

good luck with your cli 

Message 7 of 10
Anonymous
Not applicable

Re: 7-10 day message for Chase CLI (Originally a PC request)

I called on the phone and asked for a CLI on my regular Freedom. I asked them to increase it from 4k to 10k. I gave them the go ahead for the HP. She said they would inform me within 7-10 days. I asked to be transferred to lending.

I spoke to them for 20 minutes and they came back and said they would increase from 4k to 6k. So they gave me a 2k increase. Not what I wanted but not bad. The account was just approaching the 6th statement with a zero balance.

I called back an hour later and PC'd it to a FU Siggy.

Message 8 of 10
Anonymous
Not applicable

Re: 7-10 day message for Chase CLI (Originally a PC request)

7-10 days message is denied. I applied for chase freedom and freedom unlimited I get both 7-10 days and was denied.
Message 9 of 10
Anonymous
Not applicable

Re: 7-10 day message for Chase CLI (Originally a PC request)


@Anonymous wrote:
7-10 days message is denied. I applied for chase freedom and freedom unlimited I get both 7-10 days and was denied.

The discussion is regarding CLI and PC.

Message 10 of 10
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