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Congrats on the TU score!
Looking at your line up you have some pretty good cards so far...what are you missing that you want and check credit pulls
I got played hard on the Citi Costco...they pulled my lowest score at 673 or 678,,the others crossed 700...I thought I learned a lesson...unfroze TU apped for Sams MC..and ended up with a SC with a $837 limit lmao
Credit Sesame? They use Vantage Score. Your actual Fico is lower than that, but congratulations on the good work you've done!
On a random note: I'm OCD and your signature is literally driving me crazy. I wish I could reach through the screen and fix it.
@juniornj23 wrote:
Thank you i have to fix that line up and add 4 more card with 30k in credit . If you take easy and garden pay your bill on time and UTL goes down you get better chance of any credit card
I'm good there...my utl is at 5% with my AU accounts about 9% with my own accounts factored in (myfico seems to only factor main accounts not AU)...My payments have been on time for the last 7 years...my last lates were all student loans which have since been consolidated into two accounts instead of 22..Sync is weird I wonder do they have a threshold. My TU they pulled is finally reporting clean with the exceptions of those older lates
Edit: I reconned that $837 and went to $2k btw
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |