AARP

[TrialByFire]

Ok, I'd call verification tomorrow see what they say. Still could just be address or id

[bigpoppa09]

I'm hoping so I just joined the Amex family I did the 2for1 got Delta gold and gold charge card

[bigpoppa09]

Something doesn't sound right guys I called verification and the rep asked a couple of questions then tried to transfer me to lending. I hung up here is the weird part she said a letter was mailed yesterday but I append for this card at almost 10pm last night this weird.

[CreditCuriosity]

Guessing a denial if 7-10 day phone message. Although your profile sounds like it qualifies for it and verification wanted to transfer you to lending.. Be interested how this plays out.

[TrialByFire]

Good no harm done, sit tight for now and see what the letter says. If it is a denial letter, you can call recon and be prepared beforehand with the list of reasons (new accts maybe??). Most likely whatever it is was automated, if the rep is correct about the timing of letter.

[bigpoppa09]

Im wait it out its strange though that rep didnt seem to bright how can i have been sent a letter yesterday when i apped late last night just strange.

[Imperfectfuture]

I have always had instant approval with Chase. But, got in with Amazon first, then went for Freedom with mailed and online pre qual in March. I REALLY think it helped my AARP app that I had an AARP member number, look like it pulled my info over from AARP as well.

So, my internal score with Chase is good. I do tend to treat them well, and they voluntarily upgraded a card to aavsa early.

They might just like older folks.

Recon might be tough, but since you took the hp, you might want to try. With Chase, the more interaction with lending, the more your file is under the microscope. My interaction with lending to move limits was pleasant, not everyone has reported this. So indeed, a YMMV situation.

[UncleB]

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@bigpoppa09 wrote:

Im wait it out its strange though that rep didnt seem to bright how can i have been sent a letter yesterday when i apped late last night just strange.

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I agree with some of the various reps not being too bright, but this actually makes sense. 

If the letter you were sent was automated, it would appear to the rep as being sent 'yesterday' even if it was late last night, since technically that's still 'yesterday' calendar-wise. 

[bigpoppa09]

Im avoid lending unless i get a letter saying i was denied then i will recon

[bigpoppa09]

Update guys the AARP was denied to many new accounts  said aggressive credit seeking want to see establishment more.