Can I still log in and request a CLI after a recent increase by Amex?
I have a year old AMEX BCP that was approved at 1k. After 90 days, it was raised to 2k. In Oct of 2024, I requested a CLI that was denied citing low usage. I have been using it since. So this past week, Amex on its own increased the CL to $3500.
It is still very low and the only card with toy limit. Should I ask for recon(they dont really do that like the old days).
I did burn AMEX in 2016 and never paid them back.
Just log in and see if the button is blue or grey. Blue means you can request an increase. Grey means you can't. My experience has been that they only let you request every 3 months, so if they just gave you an increase, you probably won't be able to until April.
I think the bigger question is why are you complaining about *only* getting a $3,500 limit with them? It looks like you have plenty of other credit ($100k+). You stated yourself that you don't really use the card. And you burned them and never paid them back. I'd suggest you be grateful for the second chance and earn back their trust with responsible behavior. AmEx is known for being generous. Heck, your CL has more than trippled in the first year. Give it time and it will grow. They are being cautious for a reason.
@OCONUS wrote:Can I still log in and request a CLI after a recent increase by Amex?
I have a year old AMEX BCP that was approved at 1k. After 90 days, it was raised to 2k. In Oct of 2024, I requested a CLI that was denied citing low usage. I have been using it since. So this past week, Amex on its own increased the CL to $3500.
It is still very low and the only card with toy limit. Should I ask for recon(they dont really do that like the old days).
I did burn AMEX in 2016 and never paid them back.
amex doesn't do auto CLI's lightly, if you got one, amex is clearly okay with you at some level, you could probably try applying for a second card if you wanted one, not saying you might not get $1k again, but maybe not
just push the button every time it's available and ask for what you want, a couple of strategies:
Ask for $5k or less - typically tends to be safer to ask for less, if you ask for too much you can spook them and they will decline when they would have other approved a lesser amount
Ask for 3x - typically safe amount for people to ask for at lesser limits, how much of that you will get will depend on how amex has forgiven you (or not)
ask for more than 3x - riskiest, can just be outright denied, surely will come with at least a bank statement request for the amount above 3x, if not the entire amount
@Varsity_Lu wrote:Just log in and see if the button is blue or grey. Blue means you can request an increase. Grey means you can't. My experience has been that they only let you request every 3 months, so if they just gave you an increase, you probably won't be able to until April.
I think the bigger question is why are you complaining about *only* getting a $3,500 limit with them? It looks like you have plenty of other credit ($100k+). You stated yourself that you don't really use the card. And you burned them and never paid them back. I'd suggest you be grateful for the second chance and earn back their trust with responsible behavior. AmEx is known for being generous. Heck, your CL has more than trippled in the first year. Give it time and it will grow. They are being cautious for a reason.
this one? its blue but i know i got a CLI in october...
Click that link and it will take you to the page to request. It looks like this:
It won't let you request if you are not eligible.
When I click on "Request CLI" it takes me to next page and asking me to enter the amount and then following page it autopopulates with my income etc.
I will pull the trigger on Tues.
OH wow! so it brought me to the page to enter desired CL, so even though i got a CLI on another (ED) account in october i can ask for another? i didnt even think that was possible. has this been done before or is this new?