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AMEX CLI question phone or online ?

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Mdowning30
Established Contributor

AMEX CLI question phone or online ?

Im just curious if theirs an advantage talking to a rep and explaining why you want the CLI compared to just entering the limit request online and having the system just generate a yay or nay.

Chase Freedom Unlimited : $2000 | Discover It Chrome : $2700 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $2000 | Chase Amazon Prime : $600 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000 | Truist Future Card : $6000 | USBank Smartly Card : $500 |
Starting Score: 512
Current Score: 700
Goal Score: 700+

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pizzadude
Credit Mentor

Re: AMEX CLI question phone or online ?

I think your odds of getting a CLI are the same regardless of whether you submit the request online or over the phone.

 

 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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OmarGB9
Community Leader
Super Contributor

Re: AMEX CLI question phone or online ?


@Mdowning30 wrote:

Im just curious if theirs an advantage talking to a rep and explaining why you want the CLI compared to just entering the limit request online and having the system just generate a yay or nay.


Nope. CSR will just ignore what you say your reasons are and only ask what you would like your new limit to be and put it in. Either way the system will decide if you're approved and what your new limit will be.


Last App: 1/10/2023
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Currently rebuilding as of 04/11/2019.

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Mdowning30
Established Contributor

Re: AMEX CLI question phone or online ?

My second statement closes today, would it be by later tonight or by tomorrow to report ?

Chase Freedom Unlimited : $2000 | Discover It Chrome : $2700 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $2000 | Chase Amazon Prime : $600 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000 | Truist Future Card : $6000 | USBank Smartly Card : $500 |
Starting Score: 512
Current Score: 700
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 4 of 4
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