AMEX Recon

[Harvey26]

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@Girlzilla88 wrote:

@Harvey26 Any update?!

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Update as of today 5/29 the irs never responded to first 4506-T request and apparently they just reopened 05/11 according to amex and they just resent my 4506-T form again last week still no update. I have been in recon for almost 2 months I even sent an email to the ceo and he actually responded and someone called and just gave me that info.

[sjt]

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@Harvey26 wrote:

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@Anonymous wrote:

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@Harvey26 wrote:

Submitted app for BCE on 3/24. Instant denial with 747 EX score. Denied due to too many inqs which is funny because the majority of them are from my mortgage in Oct. Ask for recon last week had someone call me today from the Amex Fraud Protection Dept. verifiying that I submitted the application which is funny beacuse I had a fraud alert on my credit report due to ID Theft but I was instant denied. Application still says in progress on website. Is this a good sign? 

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Just curious, how many inquiries did you have which they deemed too many? 

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UPDATE: I HAD TO SEND IN A 4506-T AND ALSO DO BANK VERIFCATION VIA PHONE VERIFYING MY NAME ADDRESS AND IF THE ACCOUNT HAS BEEN OPEN MORE THAN 60 DAYS. WAITING ON 4506-T TO BE PROCESSED. WILL UPDATE ONCE THAT IS PROCESSED. 

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Thats a good sign.

[K-in-Boston]

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@Harvey26 wrote:

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@Girlzilla88 wrote:

@Harvey26 Any update?!

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Update as of today 5/29 the irs never responded to first 4506-T request and apparently they just reopened 05/11 according to amex and they just resent my 4506-T form again last week still no update. I have been in recon for almost 2 months I even sent an email to the ceo and he actually responded and someone called and just gave me that info.

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Still waiting?  It's strange that they're sending the transcript request directly to the IRS.  For the online version of the form, you now give authorization for Equifax Verification Services to obtain the transcripts and give them to Amex, and it's much faster than the old way since EVS has a direct link to the IRS and can instantly pull the information.  My last CLI request took a matter of days for Amex to get back to me; whereas before EVS the process usually took 3-6 weeks.

[Harvey26]

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@K-in-Boston wrote:

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@Harvey26 wrote:

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@Girlzilla88 wrote:

@Harvey26 Any update?!

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Update as of today 5/29 the irs never responded to first 4506-T request and apparently they just reopened 05/11 according to amex and they just resent my 4506-T form again last week still no update. I have been in recon for almost 2 months I even sent an email to the ceo and he actually responded and someone called and just gave me that info.

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Still waiting?  It's strange that they're sending the transcript request directly to the IRS.  For the online version of the form, you now give authorization for Equifax Verification Services to obtain the transcripts and give them to Amex, and it's much faster than the old way since EVS has a direct link to the IRS and can instantly pull the information.  My last CLI request took a matter of days for Amex to get back to me; whereas before EVS the process usually took 3-6 weeks.

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Spoke to them today my app has been pending for almost 90 days at the 90 day mark it will be a voided app and i would have to reapply it isnt my fault they didnt send the transcripts. I sent a strongly worded email to there CEO. I will never app for AMEX again. 

[Harvey26]

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@K-in-Boston wrote:

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@Harvey26 wrote:

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@Girlzilla88 wrote:

@Harvey26 Any update?!

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Update as of today 5/29 the irs never responded to first 4506-T request and apparently they just reopened 05/11 according to amex and they just resent my 4506-T form again last week still no update. I have been in recon for almost 2 months I even sent an email to the ceo and he actually responded and someone called and just gave me that info.

---

Still waiting?  It's strange that they're sending the transcript request directly to the IRS.  For the online version of the form, you now give authorization for Equifax Verification Services to obtain the transcripts and give them to Amex, and it's much faster than the old way since EVS has a direct link to the IRS and can instantly pull the information.  My last CLI request took a matter of days for Amex to get back to me; whereas before EVS the process usually took 3-6 weeks.

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Got a call today at 8am EST from AMEX asking did I apply did verification and finally got approved. 5 months later

[CreditCuriosity]

Congrats on approval..  Thread is about 4 months old so please feel free to create approval thread in approval section of forum to share DPs if you would like.  thanks