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AMEX aprovals

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Anonymous
Not applicable

Re: AMEX aprovals

So there really is no rhyme or reasoning behind when AMEX uses a SP or HP it seems.

Message 11 of 29
Caught750
Valued Contributor

Re: AMEX aprovals

For existing card holders it seems, more often than not, that if while logged into your account you are pre-approved for a card it will be SP. If not it may be a HP. YMMV and always understand that a HP is possible.
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 12 of 29
Anonymous
Not applicable

Re: AMEX aprovals


@Caught750 wrote:
For existing card holders it seems, more often than not, that if while logged into your account you are pre-approved for a card it will be SP. If not it may be a HP. YMMV and always understand that a HP is possible.

I would agree.

Message 13 of 29
Anonymous
Not applicable

Re: AMEX aprovals

Thanks! I just wish I could see the pre qualified page to get some kind of benchmark to judge from.
Message 14 of 29
Anonymous
Not applicable

Re: AMEX aprovals


@Anonymous wrote:
Thanks! I just wish I could see the pre qualified page to get some kind of benchmark to judge from.

I hear you. Believe it or not, I wish I could find a "prequal page" as well... My Gold and BCP I applied for. The Plat "showed up" one day when I was going in to make a payment on the other 2 cards. I logged in, expecting to make a payment, and on the Home page I saw something to the effect of "you been invited to apply" for the Plat. FYI.

Message 15 of 29
Anonymous
Not applicable

Re: AMEX aprovals

I got approved for the Amex Everyday and Cash Magnet 1 day apart with no hard pulls.
Message 16 of 29
Anonymous
Not applicable

Re: AMEX aprovals


@Anonymous wrote:
I got approved for the Amex Everyday and Cash Magnet 1 day apart with no hard pulls.

Congrats!!

Message 17 of 29
Anonymous
Not applicable

Re: AMEX aprovals

Thx soupy5, I'm really happy with Amex.
Message 18 of 29
Anonymous
Not applicable

Re: AMEX aprovals


@Anonymous wrote:
Thx soupy5, I'm really happy with Amex.

Awesome!

Message 19 of 29
Anonymous
Not applicable

Re: AMEX aprovals


@Anonymous wrote:
I got approved for the Amex Everyday and Cash Magnet 1 day apart with no hard pulls.

Were you already an Amex card holder? I am looking at apping for 1 or 2 of the cards I am pre-qualified to.. Just wonder what % of getting 2 HP off of that? Looking at the Blue Skymiles and/or the EveryDay cards. Currently only have Visa and MC, no Amex.

Message 20 of 29
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