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AMaZon chase visa denied!!

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Anonymous
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AMaZon chase visa denied!!

Apped for this card on Thursday got under review and I called in the next day to UW first chase recon and got this really nice old guy I say that cuz I could just tell sounded like my grandpa but he came back after a few mins and said I would like to approve you but you just have too many new accounts try back in a few months and let those age and you should have no problem getting on board haha on board I was like ok thanks bye. I'm going to try again here any advice I know chase is sensitive on too many new acc. Etc just like Barclays any advice maybe I'll just keep calling until I get the right person.
Message 1 of 23
22 REPLIES 22
CreditCuriosity
Moderator Emeritus

Re: AMaZon chase visa denied!!

Depends on your whole credit profile.. People with not as strong profiles they are sensitive on new accounts others with very thick files they will overlook alot of new accounts.  Alot of factors go into approvals and/or recons.

Message 2 of 23
Anonymous
Not applicable

Re: AMaZon chase visa denied!!

Before we tell you to continue reconning, what are your scores and how many new accounts do you have?  Also, are your reports clean - free of baddies?

Message 3 of 23
B335is
Moderator Emeritus

Re: AMaZon chase visa denied!!

Chase seems to be quickly becoming more and more new accts sensitive. But I agree with Yes it's Me, some info on your reports might also be an issue. Usually it's more than just one thing, but not always.
Message 4 of 23
Anonymous
Not applicable

Re: AMaZon chase visa denied!!

In my case i app for chase freedom and denied , i call for recon and say the same thing , i have 2 new accounts and wait some tine to see how they go and try again. 

Message 5 of 23
Anonymous
Not applicable

Re: AMaZon chase visa denied!!

i do have a lot of new accounts since January. I have a couple med collections one paid other unpaid and a 5 yr old satisfied judgment and it's actually delinquent from 2006 they waited till right before sol ran out do its been on my report forever. I got two tax liens from 2006 state ones on their that are released but still there tryn to get off at moment got them off the other two but ex is being retarded as usual k thought Eq was hard but they actually investigate . What's funny he didn't mention anything about any of my derogatory sim sure they playdd s role but I did get the store AMAZON it seems I can get approved for any sync product.
Message 6 of 23
B335is
Moderator Emeritus

Re: AMaZon chase visa denied!!

How many is a lot? I heard some people are getting told by Chase they look back as far as 24 months for new accts. I really think that those old negatives plus the new accounts is what is making them uneasy.
Message 7 of 23
Anonymous
Not applicable

Re: AMaZon chase visa denied!!


@B335is wrote:
How many is a lot? I heard some people are getting told by Chase they look back as far as 24 months for new accts. I really think that those old negatives plus the new accounts is what is making them uneasy.

Agreed... A lot can have different interpretations for people.  So OP be specific for best answers if you don't want us to guess.

Message 8 of 23
Anonymous
Not applicable

Re: AMaZon chase visa denied!!

I think the guy you spoke to at chase gave you some wise advice, if you follow it thats another question.

Message 9 of 23
ddemari
Super Contributor

Re: AMaZon chase visa denied!!

How many are new (six months and scores?)

I was approved for amazon visa last montb with 10 accounts since january and tu fico 720's EX 660.
Message 10 of 23
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