@rudolphreindeer wrote:
@AverageJoesCredit wrote:lol i fico you not i got a bicycle mag today in mail so......2 for my $5 donation😆
Well we AOD rejects should get at least something. I am waiting for my debit card and free checks
Congrats on 2 mags!
Lol, they are pretty nice actually. Makes me miss the days getting Magazines in the mail! Makes me want to get my Christmas Story on
Bummer you didn't get in. I'll be trying in October and hopefully will slide by. At the moment my EQ has 4 <12 mths that will show but hopefully I can bring the DTI down to where they aren't screaming for me.
My Car Payment is $199 with my Month Salary at $1,906 (Annual $22,880). That is 10% DTI right there for me. Hopefully, by the time it does, I'll have one or two credit cards that will just have $5 for it to still be around or close to 11% DTI.
In the meantime I am waiting, I am only parking $1,000 available money into the savings account just in case they consider that a factor. The one thing I DO NOT like about AOD FCU (so far) is that their debit cards aren't programmed to do ATM deposits which is stupid. They can withdraw money from ATMs but not deposit. 
I was told today by my AOD rep that it is possible to reapply without new HP within 30 days of previous app.
@ZackAttack wrote:Bummer you didn't get in. I'll be trying in October and hopefully will slide by. At the moment my EQ has 4 <12 mths that will show but hopefully I can bring the DTI down to where they aren't screaming for me.
My Car Payment is $199 with my Month Salary at $1,906 (Annual $22,880). That is 10% DTI right there for me. Hopefully, by the time it does, I'll have one or two credit cards that will just have $5 for it to still be around or close to 11% DTI.
In the meantime I am waiting, I am only parking $1,000 available money into the savings account just in case they consider that a factor. The one thing I DO NOT like about AOD FCU (so far) is that their debit cards aren't programmed to do ATM deposits which is stupid. They can withdraw money from ATMs but not deposit.
ATM deposits can only be done at machines that are within their network. All banks and credit unions work this way.
I''m pretty sure their site has a search engine for in-network ATMs, including ones that take deposits.
@MrDisco99 wrote:
@ZackAttack wrote:Bummer you didn't get in. I'll be trying in October and hopefully will slide by. At the moment my EQ has 4 <12 mths that will show but hopefully I can bring the DTI down to where they aren't screaming for me.
My Car Payment is $199 with my Month Salary at $1,906 (Annual $22,880). That is 10% DTI right there for me. Hopefully, by the time it does, I'll have one or two credit cards that will just have $5 for it to still be around or close to 11% DTI.
In the meantime I am waiting, I am only parking $1,000 available money into the savings account just in case they consider that a factor. The one thing I DO NOT like about AOD FCU (so far) is that their debit cards aren't programmed to do ATM deposits which is stupid. They can withdraw money from ATMs but not deposit.
ATM deposits can only be done at machines that are within their network. All banks and credit unions work this way.
I''m pretty sure their site has a search engine for in-network ATMs, including ones that take deposits.
That is still incorrect for what you replied to me about AOD. Because I thought that it was a PIN issue and was not, I did ask the app's chat room and the agent I got asked a co-worker and their debit cards don't accept deposits.
