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About to app Amazon Prime Visa - quick questions

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Anonymous
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Re: About to app Amazon Prime Visa - quick questions

True to form it was a no go on increasing the SL without another HP so I took a pass. 

Message 11 of 18
Anonymous
Not applicable

Re: About to app Amazon Prime Visa - quick questions


@Anonymous wrote:

True to form it was a no go on increasing the SL without another HP so I took a pass. 


Did you happen to log into your account yet to check your SL?  In my approval I was told I had a $5k SL, but upon logging into my account I saw that it was in fact $10k.  Perhaps you'll luck out here and see a limit at least a little higher than $500?

 

Like you said though, regardless, moving around limits is super simple so you can ensure you have the limit you want/need with the Amazon card.

Message 12 of 18
Anonymous
Not applicable

Re: About to app Amazon Prime Visa - quick questions

MissingCalifornia wrote:

AND.......I have officially hit my ceiling with Chase it seems.  Instant approval but a $500 SL.  I'll be happy to move some CL from my CSR (in fact I really couldn't care much less about keeping that card) but I'll recon first because it never hurts.


 

Can you move CL from CSR if your CL is $10k? I thought you have to have a min of $10k at all times on the CSR, even after approval.

Message 13 of 18
Anonymous
Not applicable

Re: About to app Amazon Prime Visa - quick questions


@Anonymous wrote:

@Anonymous wrote:

True to form it was a no go on increasing the SL without another HP so I took a pass. 


Did you happen to log into your account yet to check your SL?  In my approval I was told I had a $5k SL, but upon logging into my account I saw that it was in fact $10k.  Perhaps you'll luck out here and see a limit at least a little higher than $500?

 

Like you said though, regardless, moving around limits is super simple so you can ensure you have the limit you want/need with the Amazon card.


No joy.  Logged in this morning to pay my CSR and the Amazon card was sitting there in all its glorious $500 CL.  Oh wells......

Message 14 of 18
Anonymous
Not applicable

Re: About to app Amazon Prime Visa - quick questions

Time to move some limits then!  No big deal.  At least you got the card you wanted.

Message 15 of 18
Anonymous
Not applicable

Re: About to app Amazon Prime Visa - quick questions


@Anonymous wrote:

Time to move some limits then!  No big deal.  At least you got the card you wanted.


Exactly and this is no big deal at all. 

Message 16 of 18
Gmood1
Super Contributor

Re: About to app Amazon Prime Visa - quick questions

Just moved some limits around myself. Took $8000 from the Freedom and moved it to the Amazon. I apped for the Amazon card this morning. Ended up with a $2k limit. I knew it wouldn't be that large. I expected it to be smaller than approved. It's all good. $10k is more than enough for the Amazon.
Message 17 of 18
SouthJamaica
Mega Contributor

Re: About to app Amazon Prime Visa - quick questions


@Anonymous wrote:

So I am about to app this afternoon for the Chase Amazon Prime card.  So some quick information here.

 

  • Last credit card HP with Chase was 8/2016 when they approved me for the CSR.
  • Took a HP on my TU file 2/2017 for some 0% furniture which is written by WF.  Util on this account sits around 40%.
  • Those are the only apps (or HP's if you will) since 8/2016.
  • Current overall util on both EQ and EX is 4%.
  • EX is currently 761 and EQ 773.
  • Total revovling credit with Chase sits at $45K

Questions

 

  • Has anyone been double HP'd by Chase for this card?  Each Chase CC I have been approved for resulted in a EQ/EX HP.

I had a single EX HP

 

  • When I was approved for the CSR I was given a SL of $10K.  That is not a complaint but could that be a sign I have maxed out with Chase since that is the lowest SL for that card?

Not necessarily.

 

  • I have seen SL's posted here fairly low on the Amazon card in comprison to other Chase cards.  I know I can move CL around but has anyone gotten $10K or more on approval?  I ask because if I am approved for this card it will replace my daily driver for sure.

I have 3 Chase cards, and my Prime SL was the lowest of the 3.

 

As always thanks in advance guys!!


 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 18 of 18
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