About to ask amx for 3x cli

[Anonymous]

Hi every one
I have 2 amx and for about 3 months now
And time when I got them my fico was 720 and it has dropped now due to one collection from sprint company which I'm disputing now
How ever I was wondering if I still can apply for 3x cli for blue cash Amex even my score has change to 614 right with fico
Thx you

[Anonymous]

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@Anonymous wrote:
Hi every one
I have 2 amx and for about 3 months now
And time when I got them my fico was 720 and it has dropped now due to one collection from sprint company which I'm disputing now
How ever I was wondering if I still can apply for 3x cli for blue cash Amex even my score has change to 614 right with fico
Thx you

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Karim1,

Welcome to MyFico... I suggest you wait for your dispute to be resolved and your score increase a bit before asking... Depending on when Amex soft pulled you, the outcome may not be to your liking should you request it.

[Anonymous]

Try to check when you were sp'ed. Did the Sprint bill just show up? If so hurry and go for it, but place Account in Dispute on your reports and aggressively go after Sprint. 

[Anonymous]

The collection from diversified consultant flagged my account 2 months ago my experian score was 721 and this collection drop me to 614
I call in sprint and paid and also paid diversied consultant now the account shows as paid and close but my score stil looks the same at 614 with experian
I called experian and filed dispute and come out debt verified
I'm so confused what is my next step ? How I can remove it from my account
I did called sprint and spoke with supervisor and she said she will mail me some document still waiting
1

[Anonymous]

I wouldn't ask for it until you get the new collection cleared up. I just read about someone else who had something similar happen, but their collection was old but updated to look like a new collection. They had recently requested a CLI, and got the 7-10 day message. A few days later they had their limit decreased. They ended up having to pay their balance in full and send in check stubs or bank statements to have their limit reinstated. Not saying this will happen to you, but it is a possibility. I wouldn't try for a CLI with any lender until the smoke clears.

[Existentialist]

Please dont.