Additional documents...

[Anonymous]

New here, I have a 753 TU & 716 EQ, I've applied for two separate cards, and each time I get the "more documents needed".  Why do I not just get an instant approval?? There is no fraud alert and I've been at the same address for over 5 years.  Thanks for your help...

[creditguy]

Welcome to the forums! What cards did you apply for that are asking for additional documents? And what type of documents are they asking for?

[Anonymous]

Capital One & credit1...

DL / address & SSN

Thanks for the warm welcome! 

[creditguy]

That's pretty odd. Do you currently have any open credit card accounts?

[fltireguy]

Hi. Welcome!

First, where are you getting your scores from? CreditKarma? If so, they are FAKO, not true FICO scores. If this is the case, it would be well worth it to get your FICO scores....

Next, are you military? If so, NFCU or PenFed would be a much better choice for you than CreditOne, which is one of the worst bottom feeders

[Anonymous]

Applying for CreditOne with those scores is a red flag by itself

[Anonymous]

Thanks, the scores came from CK, and Capital one credit wise Apps. I got divorced about 8 years ago and paid off everything after selling house so I don't have any debt. I'm an auth. User on a Barclays Visa w a $9500 cl and only 1700 on the card.

[Anonymous]

I'm a veteran, but not retired.

[Anonymous]

Matt4200 - I haven't applied for credit in a while, so I was just trying to get some new cards.

[fltireguy]

OP if you are a veteran then you are eligible for Navy Federal - they just changed the criteria for membership to include honorably discharged vets.

Even based on the CK scores, you should be high enough for a nice limit from Navy.. so much better than CapOne and CreditOne too!