Advice: Want to app for another Chase CC

[Anonymous]

Hello, needing some advice. I apped for Chase IHg last Friday afternoon to add to my lists of Chase CCs and got the 30 day message as well as the phone app status. I wanted to app for the Chase Amazon CC also but I'm hesitant since my App for the IHG is still pending. Should I app now for another Chase CC even the IHG is still pending? If I app for another CC will it be the same HP from IHG app? Will it not spook Chase since I already have 3 CCs (CSP, Marriott and Disney Premier) with them in the past 3-9 months? Thanks in advance. 

[Anonymous]

Oh I forgot to add. I am way over the 5/24 rule. Also, I froze my EQ report and I am hoping that chase pulled my EX but have not seen any inquiry yet on my EX report. I just called the automated phone status and it still says "30 days". Hoping for a good result.

[nrm]

IIRC, Chase pulls TU most of the time. Did you check TU? Also, It is wise to app simultaneously, before the new account, or a decline is reported to the bureau.

[Anonymous]

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@nrm wrote:
IIRC, Chase pulls TU most of the time. Did you check TU? Also, It is wise to app simultaneously, before the new account, or a decline is reported to the bureau.

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That's incorrect.  While Chase may pull TU for some people, the vast majority of times they pull either EX or EQ or both at the same time.

Demdom, I would wait until you hear on your current application to apply for another.  It's not likely that they would use the same pull for another application.

[Anonymous]

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@nrm wrote:
IIRC, Chase pulls TU most of the time. Did you check TU? Also, It is wise to app simultaneously, before the new account, or a decline is reported to the bureau.

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I checked my TU report and so far no inquiry from Chase.

[Anonymous]

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@Anonymous wrote:

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@nrm wrote:
IIRC, Chase pulls TU most of the time. Did you check TU? Also, It is wise to app simultaneously, before the new account, or a decline is reported to the bureau.

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That's incorrect.  While Chase may pull TU for some people, the vast majority of times they pull either EX or EQ or both at the same time.

Demdom, I would wait until you hear on your current application to apply for another.  It's not likely that they would use the same pull for another application.

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Thanks Irish. Just want to clarify, so when I get the result from Chase of my IHG app and I will app for another CC within 30 days, Chase will do another HP and not use the same HP from my IHG app?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@nrm wrote:
IIRC, Chase pulls TU most of the time. Did you check TU? Also, It is wise to app simultaneously, before the new account, or a decline is reported to the bureau.

---

That's incorrect.  While Chase may pull TU for some people, the vast majority of times they pull either EX or EQ or both at the same time.

Demdom, I would wait until you hear on your current application to apply for another.  It's not likely that they would use the same pull for another application.

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Thanks Irish. Just want to clarify, so when I get the result from Chase of my IHG app and I will app for another CC within 30 days, Chase will do another HP and not use the same HP from my IHG app?

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Correct, they will do another pull

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@nrm wrote:
IIRC, Chase pulls TU most of the time. Did you check TU? Also, It is wise to app simultaneously, before the new account, or a decline is reported to the bureau.

---

That's incorrect.  While Chase may pull TU for some people, the vast majority of times they pull either EX or EQ or both at the same time.

Demdom, I would wait until you hear on your current application to apply for another.  It's not likely that they would use the same pull for another application.

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Thanks Irish. Just want to clarify, so when I get the result from Chase of my IHG app and I will app for another CC within 30 days, Chase will do another HP and not use the same HP from my IHG app?

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Correct, they will do another pull

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Got it. Thank you

[mattmyFIC0]

In my experience chase pulls EX. Twice I have apped for two different cards within thirty days and only received one HP even though the apps were two weeks apart. I think it depends on your internal profile at chase. Just a definite YMMV situation. I expect a 2nd pull but am thrilled to not receive one.

[Anonymous]

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@mattmyFIC0 wrote:
In my experience chase pulls EX. Twice I have apped for two different cards within thirty days and only received one HP even though the apps were two weeks apart. I think it depends on your internal profile at chase. Just a definite YMMV situation. I expect a 2nd pull but am thrilled to not receive one.

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Oh ok. Thank you for sharing matt