I think you're ok. I got Amex, Chase, and BECU at the same time.
I had a similar question @CaptainE. I opened 2 cards, a Cap1 and a NFCU card about a month ago. The Cap1 finally reported. Out of sheer bordom I tested the prequal for Disco last night and it said good try, but no thank you, as I "recently opened bank revolving trades" so lesson learned, if you're going to do 3 apps, do them before the 1st one reports, lol. So now, I'll have to wait a bit after NFCU reports, then I can consider my 3rd, 4th, and 5th one real quick like, lol. JK...
Actually, leaning towards a less is more model with NFCU per @AllZero's tip when I first signed up. Of course, it depends on how bored I get during this quarintine, lol.
Nice tip on the Opt-In, @Krisking55, I may need some tantelizing reading material. With only 2 cards, I have a ways to go.
@EverForward wrote:Actually, leaning towards a less is more model with NFCU per @AllZero's tip when I first signed up. Of course, it depends on how bored I get during this quarintine, lol.
@EverForward NFCU is a great credit union. They can be generous once they get to know you. Lots of credit product offerings. Hope you enjoy your membership.
@M_Smart007 wrote:
@Anonymous wrote:Hi, I have an offer from Keybank for their Latitude credit card, à $200 deposit into my savings account if I get the card this month, and I'm also interested in the Chase Freedom just to get with them. I'm below 5/24 but I've been denied twice before around 2-3 years ago. I have never gotten a pre-approved offer online, I always get the screen saying that I might have opt-out from pre screened offers, which I don't remember ever doing it.
The third card that I'm interested in is the Discover It Miles with a $100 referral bonus throughout all 2020, which means I could wait a bit. I've read that if it is pre-approved and it's the your second discover card, you can get with just a soft pull.
Was not the case for My second card! and I am sure others could add to this
I have around 3% utilization and 2 hard inquires (and new accounts) in the last 2 years. What worries me is that both Chase and Discover seem to be taking AA against too many accounts within a short period of time.
Would 3 be too much and should I just stick to 2 apps?
2 apps is fine, 3 is good .. Just don't app like i do
Thanks!
TU 744
EX 745
1) Check Discover Pre-Qualify website?
2) Don't app after The Chase card.
3) I missed a lot ...others can help .. tired and going to bed!
Good Luck OP!
I just did 3 card inquiry - Amex BCE, Chase Freedom, Discover It Cash Back. I am just reading on the forum about AA and I have my fingers crossed. I called Chase customer service and they said I don't have a pending closure tag on my account. So far so good but we'll see. And from reading your post OP now I have to worry about Disco taking action. I am hoping for the best. Chase was my 5th account in 24mo, Discover was 6.