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Advice on CAP ONE application

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Anonymous
Not applicable

Advice on CAP ONE application

I have CAP 1 secured card reaching 6th statement.  When should I apply for CAP 1 platinum or quicksilver 1?  So far, no luck at prequal site. Thanks in advance.

Message 1 of 6
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CreditCuriosity
Moderator Emeritus

Re: Advice on CAP ONE application

What are your Fico scores?  How long have you had credit?  From the look of your profile I would just wait until you get the pre-qualification page before applying if you want another Cap1 card otherwise you have a few nice cards and might want to consider adding an Amex into the mix depending on your Fico's etc..  

Message 2 of 6
Anonymous
Not applicable

Re: Advice on CAP ONE application


@CreditCuriousity wrote:

What are your Fico scores?  How long have you had credit?  From the look of your profile I would just wait until you get the pre-qualification page before applying if you want another Cap1 card otherwise you have a few nice cards and might want to consider adding an Amex into the mix depending on your Fico's etc..  


Thanks!  No FICO scores yet, until after 6th statement.  FAKO are 700-709 (do not know experian).  I had no credit history 7 months ago,  so 6 months.  I will try amex also. 

Message 3 of 6
CreditCuriosity
Moderator Emeritus

Re: Advice on CAP ONE application

I would sit tight until you have a FICO.. you have enough cards to get a good FICO when generated then I am guessing you will be pre-approved for Cap1 cards along wtih you will get an Amex and other possible cards.  I would just sit tight until you generate a Fico.  

Message 4 of 6
Anonymous
Not applicable

Re: Advice on CAP ONE application

Thanks for advice,  I will wait for pre approval at CAP 1 site.   

Message 5 of 6
ddemari
Super Contributor

Re: Advice on CAP ONE application

Good strategy. Prequals with cap1 yield the best results in my experience and they do show up for a lot of people.
Message 6 of 6
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