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Advice on credit card apps order of operations

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in4maous
Established Member

Advice on credit card apps order of operations

I recently closed on my new home and wanted to begin to apply for credit cards.  I am looking for some large SL from cards and finance a new car.  Any credit unions that will use the same report for 30-45 days to apply for multiple products with my credit profile, please post recommendations.

 

                                  EQ          TU      EX

FICO score 8:          729       722     727 

FICO score 5,4,2:    698       711     685

FICO score 9:          769       756      758

6 inquiries all from mortgage shopping

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2 REPLIES 2
in4maous
Established Member

Re: Advice on credit card apps order of operations

I also want to apply for the Samsung credit to take advantage of the 48 months of financing for a new tv.

Message 2 of 3
CreditInspired
Super Contributor

Re: Advice on credit card apps order of operations


@in4maous wrote:

I recently closed on my new home and wanted to begin to apply for credit cards.  I am looking for some large SL from cards and finance a new car.  Any credit unions that will use the same report for 30-45 days to apply for multiple products with my credit profile, please post recommendations.

 

                                  EQ          TU      EX

FICO score 8:          729       722     727 

FICO score 5,4,2:    698       711     685

FICO score 9:          769       756      758

6 inquiries all from mortgage shopping


Congratulations on your new home. 

Now on to business. Getting large SLs don't just happen. What are the limits of cards already in your wallet? FIs may or may not use the same CRs within 30 days, and there's no guarantee that only one CR will be pulled when a CCC does a HP. 


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
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