I am was interested in getting a new PC and the company I am interested in uses Affirm as one of it's payment options. I decided to check them out since it was INQ free and was supprised that they offered a 15% APR to me when the rates are starting at 10%. Needless to say I won't be using them as my local CU credit card is 11% if I decided to buy and not pay upfront. For some reason they remind me of those CFL compaies that used to hound me in my subprime days.
1/25/2021: FICO 850 EQ 848 TU 847 EX
