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Alliant CU

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gingerflower
Senior Contributor

Re: Alliant CU

@Gmood1 thank you for the reply!
Message 11 of 19
Gmood1
Super Contributor

Re: Alliant CU

No problem, it's a SP. So not a big deal any way.

They're not picky, no perfect credit necessary to be a member.

Message 12 of 19
gingerflower
Senior Contributor

Re: Alliant CU

Well, I went ahead and applied got approved for membership. I then applied for Cc and it is pending! Will keep you updated.
Message 13 of 19
CreditMagic7
Mega Contributor

Re: Alliant CU


@gingerflower wrote:
Well, I went ahead and applied got approved for membership. I then applied for Cc and it is pending! Will keep you updated.

Best of luck to you Smiley Happy

Message 14 of 19
Vegas4Play
Valued Contributor

Re: Alliant CU

How ofetn do they do the new account bonuses, I see that there was one that endedin March supposedly, and there was another end of 2015, just wonder5ing if anyone knew how often.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 15 of 19
gingerflower
Senior Contributor

Re: Alliant CU

@Vegas4Play not sure of the account bonuses I just became a member. Maybe someone can chime in with more info.
Message 16 of 19
SouthJamaica
Mega Contributor

Re: Alliant CU


@Anonymous wrote:

I'm planning to join Alliant CU. At first, I plan to just open a savings account, with plans to open high rate checking and (hopefully) a credit card when a good offer comes along.

 

I am currently paying down my revolving debt significantly and expect a 20-50 point jump in the next few months. Does it make sense to hold off on applying for membership until I see the changes reflected on my credit reports? I've read that they give you pre-qualified offers upon being accepted for membership. I just want to maximize my chances of getting the $50-80 checking bonus and the 30,000-50,000 cash back bonus on the card.

 

Would applying for membership now jeopardize my chances at a good credit card offer?

 

Thanks!


1. They don't give you "prequalified offers upon being accepted for membership".

2. I don't see any reason to postpone opening your savings and checking accounts, but I do think it's too soon to apply for a credit card.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 682




Message 17 of 19
Anonymous
Not applicable

Re: Alliant CU

subscribed to see results of CC app.

Message 18 of 19
Siopao
Regular Contributor

Re: Alliant CU


@Anonymous wrote:

subscribed to see results of CC app.


The update is here:

 

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Update-Alliant-Fcu-Cc/td-p/4676504

Message 19 of 19
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