Alliant Credit Card Application

[ThriftySaver]

I got pre-approval to apply for alliant credit card just wondering how strict are they in applying and do they always ask for w2 paystubs ? I want to apply I have over 800 credit score but income not too high, so far when applying with chase and amex i got accepted but not sure about alliant

[manyquestions]

They don't always require docs. 

[Anonymous]

I was recently approved with a 720ish fico. Was not required to send income docs but did have to send a copy of my DL and SS card. Good luck!

[FinStar]

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@manyquestions wrote:

They don't always require docs. 

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Correct.  I was approved last year ($15K) with no income doc requirements.  I believe I had to provide a copy of my DL but that's about it.

[ThriftySaver]

Do you know what triggers them requiring docs usually? 

[peaceonearth]

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@ThriftySaver wrote:

Do you know what triggers them requiring docs usually? 

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When they suspect a Lie, false statement, concealment of facts..

[SouthJamaica]

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@ThriftySaver wrote:

I got pre-approval to apply for alliant credit card just wondering how strict are they in applying and do they always ask for w2 paystubs ? I want to apply I have over 800 credit score but income not too high, so far when applying with chase and amex i got accepted but not sure about alliant

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I was approved without any documents or anything 6 months ago. They pulled EQ & my score was a shade over 700.

[ThriftySaver]

when you ask for credit line how much did you request

[Themanwhocan]

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@ThriftySaver wrote:

when you ask for credit line how much did you request

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I asked for $30,000 but they were only able to give me $20,000