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Alliant Credit Union - Data Points

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12njoy
Super Contributor

Re: Alliant Credit Union - Data Points

@Baller,

 

Thanks.   Membership is pending review

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 51 of 159
baller4life
Super Contributor

Re: Alliant Credit Union - Data Points

I'm assuming you have to have an account. No join button. It's Open Account. Sp on EX. And they pay your membership fee to their sponsored organization. I didn't pass online verification, so I was declined and had to mail in paper app with id. Then approved.
Message 52 of 159
baller4life
Super Contributor

Re: Alliant Credit Union - Data Points

Haha nice 12! 😆
Message 53 of 159
12njoy
Super Contributor

Re: Alliant Credit Union - Data Points


@baller4life wrote:
I'm assuming you have to have an account. No join button. It's Open Account. Sp on EX. And they pay your membership fee to their sponsored organization. I didn't pass online verification, so I was declined and had to mail in paper app with id. Then approved.

Looks like that's what I will have to do.  All but one of the questions applied to me.  the one that did couldn't be answered correctly since it asked how long at this address.  I've been at this address for 8 years but only been reported on CRA's for 3 years.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 54 of 159
baller4life
Super Contributor

Re: Alliant Credit Union - Data Points

Call and have them email you a paper app. Very easy process.
Message 55 of 159
CreditMagic7
Mega Contributor

Re: Alliant Credit Union - Data Points


@baller4life wrote:
Call and have them email you a paper app. Very easy process.

+1

 

Simple process. Good Luck on the new membership 12.

 

I have them and they are just totally awesome.

 

I got a call from them very late after 8 PM EDT the other evening with an Approval! from a new Loan Application i made that same day!

Message 56 of 159
12njoy
Super Contributor

Re: Alliant Credit Union - Data Points

Thanks baller4life and CM7 

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 57 of 159
CreditMagic7
Mega Contributor

Re: Alliant Credit Union - Data Points


@12njoy wrote:

Thanks baller4life and CM7 


Yeah those LexisNexis questions reach deep into some real old addys and i've also stumbled over them before on a different account but i have finally put together a "memory lane" list so to get a 100% next time Smiley Very Happy 

Message 58 of 159
12njoy
Super Contributor

Re: Alliant Credit Union - Data Points

Thanks Baller, I got the paper app mailed to me.  Thanks CM7 for the information.  What are your loan stats, if you don't mind sharing.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 59 of 159
CreditMagic7
Mega Contributor

Re: Alliant Credit Union - Data Points


@12njoy wrote:

Thanks Baller, I got the paper app mailed to me.  Thanks CM7 for the information.  What are your loan stats, if you don't mind sharing.


I was preapproved to borrow up to $20,000 for 60 months at the special discounted rate 6.90% APR.

 

Of course i didn't go with that limit but you simply cannot beat these great Alliant CU offers, and they arrive ever so many months for you.

 

I recently paid off a SSL by error so also got approved for another one. Plus a $20K Visa Platinum Card.

 

Never in a lifetime did i know Alliant CU was this good!

Message 60 of 159
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