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Alliant Credit Union - Data Points

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baller4life
Super Contributor

Re: Alliant Credit Union - Data Points


@Anonymous wrote:

@baller4life wrote:
I'm assuming you have to have an account. No join button. It's Open Account. Sp on EX. And they pay your membership fee to their sponsored organization. I didn't pass online verification, so I was declined and had to mail in paper app with id. Then approved.

SP EX? Sign me up!!!Smiley LOL


dasingleton my CU buddy. Yep, Western is another good one! Sp to join. We love those. 😆

Message 71 of 159
baller4life
Super Contributor

Re: Alliant Credit Union - Data Points


@Anonymous wrote:
I joined in late June, what kind of time frame do they have for pre-approved offers to start showing up? Are they just by email or do they also show on your account page? Thanks in advance for your input.

hard to say. It varies. They send them out quarterly when they sp us. They are emailed as far as I know.

Message 72 of 159
Anonymous
Not applicable

Re: Alliant Credit Union - Data Points


@baller4life wrote:

@Anonymous wrote:
I joined in late June, what kind of time frame do they have for pre-approved offers to start showing up? Are they just by email or do they also show on your account page? Thanks in advance for your input.

hard to say. It varies. They send them out quarterly when they sp us. They are emailed as far as I know.


Thank you for the information.
Message 73 of 159
Anonymous
Not applicable

Re: Alliant Credit Union - Data Points


@baller4life wrote:

@Anonymous wrote:

@baller4life wrote:
I'm assuming you have to have an account. No join button. It's Open Account. Sp on EX. And they pay your membership fee to their sponsored organization. I didn't pass online verification, so I was declined and had to mail in paper app with id. Then approved.

SP EX? Sign me up!!!Smiley LOL


dasingleton my CU buddy. Yep, Western is another good one! Sp to join. We love those. 😆


Yes, we do and I just became a member of this fine CU! Smiley Very Happy

Message 74 of 159
baller4life
Super Contributor

Re: Alliant Credit Union - Data Points


@Anonymous wrote:

@baller4life wrote:

@Anonymous wrote:

@baller4life wrote:
I'm assuming you have to have an account. No join button. It's Open Account. Sp on EX. And they pay your membership fee to their sponsored organization. I didn't pass online verification, so I was declined and had to mail in paper app with id. Then approved.

SP EX? Sign me up!!!Smiley LOL


dasingleton my CU buddy. Yep, Western is another good one! Sp to join. We love those. 😆


Yes, we do and I just became a member of this fine CU! Smiley Very Happy


Haha welcome aboard!! 😊 Are you apping that sweet 5.24% apr card?

Message 75 of 159
credit_endurance
Valued Contributor

Re: Alliant Credit Union - Data Points

I appied for them a couple weeks ago and was denied membership dues to an old account they claim was charged off via chexsystems Any way I could possibly recon their decision?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 76 of 159
baller4life
Super Contributor

Re: Alliant Credit Union - Data Points


@credit_endurance wrote:

I appied for them a couple weeks ago and was denied membership dues to an old account they claim was charged off via chexsystems Any way I could possibly recon their decision?


Alliant? Try calling and asking do they recon membership denials?

Message 77 of 159
Anonymous
Not applicable

Re: Alliant Credit Union - Data Points


@baller4life wrote:

@Anonymous wrote:

@baller4life wrote:

@Anonymous wrote:

@baller4life wrote:
I'm assuming you have to have an account. No join button. It's Open Account. Sp on EX. And they pay your membership fee to their sponsored organization. I didn't pass online verification, so I was declined and had to mail in paper app with id. Then approved.

SP EX? Sign me up!!!Smiley LOL


dasingleton my CU buddy. Yep, Western is another good one! Sp to join. We love those. 😆


Yes, we do and I just became a member of this fine CU! Smiley Very Happy


Haha welcome aboard!! 😊 Are you apping that sweet 5.24% apr card?


LOL.. Yes I will be at some point next year! 

Message 78 of 159
baller4life
Super Contributor

Re: Alliant Credit Union - Data Points

Me too dasingleton. It's on my list! Hehe. 

 

ETA: It's actually 4.99% now. They haven't updated their website yet.

Message 79 of 159
credit_endurance
Valued Contributor

Re: Alliant Credit Union - Data Points


@baller4life wrote:

@credit_endurance wrote:

I appied for them a couple weeks ago and was denied membership dues to an old account they claim was charged off via chexsystems Any way I could possibly recon their decision?


Alliant? Try calling and asking do they recon membership denials?


I called today and the rep took my information and said that department would get back to me sometime tomorrow so we'll see what happens.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 80 of 159
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