Alliant Credit Union - Data Points

[baller4life]

I would too cameron. WOW. I don't quite know what to say lol.

Eta: Sounds like they have the same issue harleygirl said Penfed had. Applicants falsifying docs. So now they are taking the extra step to verify.

[Anonymous]

OK, finally done. They called due to my 25K request lmao................ even though PF NEVER CALLED for my 50K!!!!!!!!!!!!!!!!!!!!

[baller4life]

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@Anonymous wrote:

OK, finally done. They called due to my 25K request lmao................ even though PF NEVER CALLED for my 50K!!!!!!!!!!!!!!!!!!!!

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Well different CUs. Penfed is twice the size of Alliant. So the amount triggered the extra scrutiny. Good info for others. Thanks for sharing.

[NYFan63]

I received an email from a Loan Consulant today informing me they could not approve my Visa request and I will receive a letter telling me why. Can I recon?

[baller4life]

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@NYFan63 wrote:
I received an email from a Loan Consulant today informing me they could not approve my Visa request and I will receive a letter telling me why. Can I recon?

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I haven't heard anything about Alliant recons. Go for it and let us know. 

[Anonymous]

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@baller4life wrote:

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@Anonymous wrote:

OK, finally done. They called due to my 25K request lmao................ even though PF NEVER CALLED for my 50K!!!!!!!!!!!!!!!!!!!!

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Well different CUs. Penfed is twice the size of Alliant. So the amount triggered the extra scrutiny. Good info for others. Thanks for sharing.

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SO, got the full carry, they wanted me to do a BT now so he could dignify the 25K SL, so I gave them 20K and I pay 1000 a month towards that, once the year 0% is up I will reapply to PF and get the Plat rewards card to the full 50K and BT the other 8k back to them and then in 8 months I am debt free, well CC debt free lol

[Anonymous]

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@Anonymous wrote:

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@baller4life wrote:

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@Anonymous wrote:

OK, finally done. They called due to my 25K request lmao................ even though PF NEVER CALLED for my 50K!!!!!!!!!!!!!!!!!!!!

---

Well different CUs. Penfed is twice the size of Alliant. So the amount triggered the extra scrutiny. Good info for others. Thanks for sharing.

---

SO, got the full carry, they wanted me to do a BT now so he could dignify the 25K SL, so I gave them 20K and I pay 1000 a month towards that, once the year 0% is up I will reapply to PF and get the Plat rewards card to the full 50K and BT the other 8k back to them and then in 8 months I am debt free, well CC debt free lol

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Congratulations! 

Are you happy with the outcome? 

Again I am following just in case I want to app with anything with them. 

Thank you in Advance. 

[Anonymous]

I am happy with the outcome. I just wish it wasn't a week long process and not excited they called my work to verify VOE. Understanding that they are half the size of PF and all. Only things I had to verify with PF was income. Good luck Bella of the Ball

[Anonymous]

Congrats!

[Anonymous]

(Mod Cut-Personal Info must be completely removed including your name)

Just for validity purposes. Baller said it was the highest SL that she had seen, just wanted to show there was no BS