Alliant Credit Union - Data Points

[Anonymous]

Thank You Baller4Life for your comments.

I finally had a moment today Monday to call back, and after they asked a bunch of questions to verify identity, it was activated!

[NYFan63]

I received my denial letter today and they indicated that I had "excessive obligations in relation to income" - my UTIL% is 21%. Little confused - maybe I input wrong income amount. I will email loan consultant tomorrow.

[Anonymous]

Won't give them my cc business till I get the $500 signup bonus. Currently $350

[ginger1477]

Hi everyone.   Just posting data point.   Was approved for the visa a few days after donating and opening a share account.   It was not instant and I didn't get anything congratulation email like most credit card issuers send out.   I asked for the rewards card and a 4000.00 limit,  both of which I got.   My Apr is 5.99, this is the lowest I've ever had.   I am five years post bankruptcy discharge.   Since then have opened and closed many cards, ending up with close to ten that I don't plan to shut down at any point.   My inquires are very high,  like 40 plus across the reporting agencies.   I pay in full every card.  Do let balances report.    No lates since the bankruptcy,  with the exception of a 60 day on one student loan about a year and a half ago.   Have a few installment loans paid off,  no auto  or home loans.   4000 isn't my highest but it is higher than most.   I 

[Anonymous]

So I PM'ed Baller and told her that Alliants max CC is 100K, the most that the LO had seen was 50K but now we now have something to strive for 

[baller4life]

balllllin.... something tells me you'll be the first to $100k cameron! 😆

[Anonymous]

---

@baller4life wrote:
balllllin.... something tells me you'll be the first to $100k cameron! 😆

---

HA, I already tried and they said they have never seen a 25K SL, so I need to build the relationship blah blah blah lmao before I get a CLI

[baller4life]

Ask for $25k every 6 months lol.

[Anonymous]

---

@baller4life wrote:
Ask for $25k every 6 months lol.

---

Dont threaten me with a good time hahaha

[baller4life]

😂😂😂